Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
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Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can review Visitors Care insurance working example
Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.
Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Visitors Care offers COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to all other Terms and conditions of this insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Img global has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
Review and compare the best Visitors Care medical insurance quotes.
Compare Visitors Care insurance quotes »Lite |
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| COVID-19/SARS-CoV-2 Coverage | ||
| Visitors Care insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury. | ||
| Hospital room and board | ||
| Up to $825 max per day 30 day max per period of coverage | Up to $1,400 max per day 30 day max per period of coverage | Up to $2,000 max per day 30 day max per period of coverage |
| Surgery | ||
| In-Patient & Outpatient - Up to $2,000 max per surgical session | In-Patient & Outpatient - Up to $3,300 max per surgical session | In-Patient & Outpatient - Up to $5,500 max per surgical session |
| Intensive care unit | ||
| Up to an additional $400 max per day, 8 day max per period of coverage | Up to an additional $660 max per day, 8 day max per period of coverage | Up to an additional $850 max per day, 8 day max per period of coverage |
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| Physician visits | ||
| $40 max per visit, 30 max visits per period of coverage | $60 max per visit, 30 max visits per period of coverage | Up to $85 max per visit, 30 max visits per period of coverage |
| Urgent Care Clinic | ||
| $40 max per visit/10 max visits | $60 max per visit/10 max visits | $85 max per visit/10 max visits |
| Radiology / X-ray | ||
| Up to $400 max per period of coverage ($200 per procedure) | Up to $450 max per period of coverage ($250 per procedure) | Up to $500 max per period of coverage ($500 per procedure) |
| Outpatient Surgical Facility | ||
| Up to $750 max per surgical session | Up to $900 max per surgical session | Up to $1,000 max per surgical session |
| Physical Therapy | ||
| Up to $40 max per visit per day, 12 max visits per period of coverage | Up to $40 max per visit per day, 12 max visits per period of coverage | Up to $40 max per visit per day, 12 max visits per period of coverage |
| Pre-Admission Testing | ||
| Up to $750 max per period of coverage | Up to $1,100 max per period of coverage | Up to $1,100 max per period of coverage |
| Assistant Surgeon | ||
| Up to $450 max per surgical session | Up to $825 max per surgical session | Up to $1,375 max per surgical session |
| Anesthesia | ||
| Up to $450 max per surgical session | Up to $825 max per surgical session | Up to $1,375 max per surgical session |
| Prescription Drugs and Medications | ||
| Up to $250 per period of coverage | Up to $250 per period of coverage | Up to $250 per period of coverage |
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| Emergency local ambulance | ||
| Up to $250 max per period of coverage | Up to $450 max per period of coverage | Up to $475 max per period of coverage |
| Hospital emergency room | ||
| $200 max per visit | $330 max per visit | $550 max per visit |
| Emergency dental treatment | Up to $550 max per period of coverage or unexpected pain to sound natural teeth |
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| Terrorism | ||
| $50,000 maximum limit. Not subject to deductible | ||
| Emergency medical evacuation | ||
| Up to $25,000 max | Up to $50,000 max | Up to $50,000 max |
| Return of mortal remains or cremation/burial | ||
| $25,000 max with $5,000 max for Cremation/Burial | $25,000 max with $5,000 max for Cremation/Burial | $25,000 max with $5,000 max for Cremation/Burial |
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| Acute Onset of Pre-Existing Conditions Up to the maximum limit.(Insured person must be under 70 years of age) | ||
| $25,000 max per coverage period (subject to sub-limits) | $50,000 max per coverage period (subject to sub-limits) | $100,000 max per coverage period (subject to sub-limits) |
| Pre-Existing condition medical evacuation | ||
| Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25,000 max per period of coverage | ||
| Common carrier accidental death | $25,000 max per period of coverage |
| Incidental Emergency in the U.S. | Insured person's country of residence is not the United States 14 day maximum |
| Extended care facility | Covered under Hospital Room & Board (Upon direct transfer from an acute care hospital) |
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Need coverage for the IMG acute onset of pre-existing conditions insurance?
It is best suited for travelers expecting first-class medical coverage.
Provides coverage for for foreign residents as visitors to the USA.
