Patriot Group Travel Medical Insurance

Patriot Group Travel Insurance, Patriot travel medical insurance

Policy maximum
$50k $100k $500k $1M $2M
Deductible options
$0 $100 $250 $500 $1k $2.5k
Insurance provider
International Medical Group
Patriot Group Travel insurance underwriterr
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.
Plan life
10 days to 2 years
Coinsurance of IMG Patriot Lite
In Network - The plan pays 100%
Out of Network

The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.

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Compare Patriot Travel Insurance Plans

Patriot Group Travel Links

  •  Brochures
  • Claims
  • Renewal
  • Application
  • Provider network
  • Comprehensive plan

Patriot Group travel insurance

  • It is an international travel medical insurance designed for any organization which has groups travelling together. The group should comprise of at least 5 or more members of the organization and traveling outside their country of residence. It covers pre-exisiting conditions for group of travelers while they are away from their home country.
  • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
  • Ideal Plan for these groups:
    • Students studying overseas.
    • Foreign Au pairs, babysitters or nannies.
    • Families sponsoring international exchange students.
    • Overseas vacationers.
    • Missionaries – individual or group.
    • Family members visiting from overseas.
    • Newly arrived immigrants

IMG Patriot Group Travel plan summary

Patriot America Group
  • Covers group of Non US citizens travelling outside their home country
Patriot International Group
  • Covers group of US citizens travelling outside USA with coverage for brief returns to the US
  • This plan can be renewed for up to 2 years.

  • For treatment received outside the U.S.: No coinsurance.
  • For treatment received within the U.S.:
    • In the PPO Network: No coinsurance.
    • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5k, then 100% up to the Maximum Limit.

Pre-existing condition

Patriot America Plus Group offers coverage for pre-existing condition

  • Up to age 65 with primary health plan: Up to maximum limit.
  • Up to age 65 witout primary health plan: $20,000 certificate period.
  • Age 65 to age 70: $2.5k certificate period.
  • For Non US citizens(Medical)
  • Up to age 70 years: Up to maximum limit or $500,000 whichever is less
  • Acute Onset of a Pre-existing Condition - Emergency Medical Evacuation
  • Up to $25k maximum limit for up to age 65.
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Plan benefits of Patriot Group insurance

  • Eligible medical expenses Up to the maximum limit
    Hospital room and board Average semi-private room rate, including nursing services
    Surgery Up to the maximum limit
    Intensive care unit Up to the overall maximum limit.
    Bedside visit $1.5k maximum limit. Not subject to deductible
    Hospital indemnity $250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible
  • Pre-Certification 50% reduction of eligible medical expenses if pre-certification provisions are not met
    Physician visits Up to $15 copay for walk-in clinic. Up to $25 copay for urgent care center. (Copay not applicable when $0 deductible is selected)
    Radiology / X-ray Up to the maximum limit
  • Emergency local ambulance Up to the maximum limit.
    Hospital emergency room Outside the U.S: Up to the maximum limit
    Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
  • Emergency dental treatment $300 maximum limit due to accident or unexpected pain to sound natural teeth
    Traumatic Dental Injury Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100%
  • Emergency medical evacuation $1M maximum limit. (independent of the maximum limit)
    Emergency reunion $50k maximum limit
    Return of mortal remains or cremation/burial $50k maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death.
    Return of minor children $50k maximum limit
    Political evacuation and repatriation $10k maximum limit
  • Natural disaster $250 per day and maximum limit of five days for accommodations. Not subject to deductible.
    Trip interruption Up to $5k maximum limit. Not subject to deductible
    Terrorism $50k maximum limit. Not subject to deductible
    Lost luggage Up to $50 per item; maximum of $250
  • Accidental death & dismemberment $25k principal sum
    Common carrier accidental death $50k per insured person and $250,000 maximum limit per lifetime and per family
  • Extended care facility Up to the maximum limit
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IMG Patriot Group travel Insurance - Common Questions

01. Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

02. Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

03. Does IMG sell Cancel for any reason insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

04. What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

05. Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Patriot Group Travel Insurance Restrictions

Patriot Group Travel Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage