Medical Evacuation and Repatriation insurance J1 Forum

Compare J1 Visa Insurance (US Exchange Scholar visa insurance)

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Covid19 J1 visa coronavirus insurance for exchange scholars in the US

There are many J1 visa holders currently in the US either without proper J visa coronavirus health insurance, or having medical insurance that does not provide coverage for Covid19. At American Visitor Insurance, we are committed to getting you the best Covid19 J1 visa medical insurance coverage available in these uncertain times.

These are some of the few Covid19 J1 visa health insurance.

These plans satisfy J visa requirements and cover medical expenses arising from Covid19 illness. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

There are also many J1 visa holders currently stranded in the US who are not enrolled in any courses. In this situation they are not limited to buying j1 visa insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for exchange scholars in the US while they are not enrolled in courses. J1 visa holders can review and compare visitor insurance plans and find Covid19 USA J1 visa insurance coverage that fit your needs. Please know we are here to help you make the best, informed decision to get Covid19 J visa health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Medical Evacuation and Repatriation insurance for students forum

01.  Medical Evacuation and Repatriation insurance for J1visa

questionHello,
I am J-1 VISA holder. Can your comparny sells an insurance cover the following options? I already have health insurance.
But additionally requires additional options

  • Repatriation of remains in the amount of $25,000
  • Medical evacuation coverage to his or her home country in the amount of $50,000
Thanks,
Hyunseok Lee

questionDear Hyunseok,
Thank you for contacting us for your evacuation and repatriation insurance needs.
The policy below is an excellent option for the J visa holder and/or their dependents. The Patriot Exchange insurance plan is offered by International Medical Group (IMG) and provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J visa and most US university requirements and is hugely popular. This satisfies the Repatriation of Remains and Emergency Medical Evacuation as per your request.
Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
02. Medical Evacuation and Repatriation insurance plan Coverage for J1 visa scholar in Smithsonian Institution

questionGood morning,
My name is Laura Dellapiana, I am from Italy and I am a fellow of the Smithsonian Institution holding a J-1 visa that ends on 12/31/2015. I need to open an insurance to cover ONLY Repatriation and Emergency evacuation for me here in USA, the minimum coverage I need to have is 7500 $ for repatriation and 10000$ for Emergency evacuation.
What are the plans you can offer me to have this kind of coverage and how much does they cost? Thank you.
Kind regards
Laura Dellapiana

questionDear Laura,
Thank you for contacting us for your evacuation repatriation insurance needs. The policy below is an excellent option for the J visa holder and/or their dependents. The Patriot Exchange insurance plan is offered by International Medical Group (IMG) and provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA. It satisfies J visa and most US university requirements and is hugely popular. It is also a policy which a J2 visa holder can purchase without the J1 visa holder as the primary insured. If there is a health center available, the insured only pays a $5 copay instead of the $100 deductible. This and many other benefits make it a very economical and excellent choice for J visa holders. This satisfies the Medical Evacuation and Repatriation requirement that you need.

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
03. J visa insurance coverage for repatriation and emergency medical evacuation only

questionHi,
I'm going to the US as a research scholar (J1 visa) and I need to get insurance coverage for repatriation and emergency medical evacuation only. I checked online and you ask:
Country of Citizenship *
AND
Primary Destination Country *
I want to confirm what information you need.
I'm Brazilian and I'll need coverage in the US while working as researcher there. I understand that I should fill the form as follows:
Country of Citizenship: Brazil
Primary Destination Country: United States
Is that correct?
Could you please confirm that for me?
Thanks ,
Roberto Alvarez

questionDear Roberto,
Yes, what you say you are correct, in your case -
Country of Citizenship: Brazil
Primary Destination Country: United States

Please let us know if you need further help!

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

J1 Forum for J1 Visa Insurance - Frequently asked questions

J1 Visa Insurance - Frequently asked questions

01. Which plan is best suited for J1 and J2 Visa holder?

We have many plans that satisfy J visa requirements and work ideally for J1 and J2 Visa holders. Some of the US health insurance plans require the J1 Visa holder to be the primary applicant for the J2 visa holder to be eligible. If only the J2 visa applicant alone needs a plan we have a popular health insurance plan by International Medical Group (IMG) known as Patriot Exchange. Please find the details of this plan here:

Plan Details      Brochure     Buy Now

02. Does the domestic plans cover J2 Visa holders?

While we cannot state whether or not they cover J2 Visa holders completely, they might not meet the specific J visa health insurance requirements as defined by the immigration authorities. The J2 visa eligibility and medical insurance coverage is dependent on the J1 exchange program.

03. Can a visiting foreign scholar come to the United States on a visitor's visa?

Yes, a visiting scholar can come to the US on a B-1 "visitor for business" visa. Under Certain situations a person on a B-1 visa status is permitted by the U.S. Citizenship and Immigration Service (USCIS) regulations to be reimbursed for expenses, and, under the amended law, can also be paid an honorarium. Visiting scholars who are going to meet all of their own expenses can also come in B-1 status. Getting a B-1 visa does not require any formal immigration document from the University. To obtain a B-1 visa, a prospective scholar should have an invitation letter from the department with which the scholar will be affiliated, detailing the dates and activities of the contemplated visit, and indicating what if anything is to be provided in the way of reimbursements and honoraria.

04. What can happen if I do not satisfy the J visa insurance requirement?

Following are some benefits that are are covered by the international medical insurance:

The Department of State views health insurance as very, very important! The regulations require that your J program sponsor should terminate your status in the U.S. as a J visa holder if you willfully fail to comply with the J visa insurance requirement.

05. Can a J2 individual purchase insurance

Following are some benefits that are are covered by the international medical insurance:

Most health insurance policies available for foreign scholars requires that the J1 visa holder be the primary applicant on the insurance policy. However there is one policy offered by International Medical Group (IMG) which can be purchased only by the J2 visa dependent as long as the J1 scholar is insured by the institution sponsoring the J visa holder. This policy is the Patriot Exchange plan. The Patriot Exchange insurance plan by IMG is very economical and with many excellent benefits. One advantage of the policy is that if the insured has access to a health center, they only pay a $5 copay (instead of the usual $100 deductible). As a copay, this is payable at every visit, however, even many visits will be cheaper than a single $100 deductible. A disadvantage to this Patriot Exchange policy is that there is no maternity coverage and no coverage for pre-existing conditions. For more details on IMG’s Patriot Exchange, including brochure and pricing, please use these web-links

J1 Visa insurance links

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Medical Evacuation - FAQ's

01. What is emergency medical evacuation coverage in travel insurance?

Emergency medical evacuation coverage is a type of travel insurance available on American Visitor Insurance that provides financial protection and assistance in the event that you require emergency transportation to the nearest suitable medical facility or back to your home country for medical treatment. It typically covers the costs associated with medical evacuation by air or other means, ensuring that you receive the necessary medical care in a timely manner. This is especially important when you are traveling in outside the US or on a cruise or in remote areas where good healthcare facilities are not readily available.

02. Why is emergency medical evacuation coverage important in travel insurance?

Emergency medical evacuation coverage is important because it helps ensure that you can receive appropriate medical care and be transported to a suitable medical facility if you experience a serious illness, injury, or medical emergency while traveling. It provides peace of mind knowing that you will be assisted and financially protected in case of a medical evacuation, which can be extremely costly. This is very useful when traveling outside the country and in regions where good hospitals are not easily available.

03. What does emergency medical evacuation coverage typically include?

The specific coverage can vary depending on the travel insurance policy, but emergency medical evacuation coverage generally includes the following:

  • Transportation expenses: It covers the cost of transportation to the nearest appropriate medical facility or back to your home country.
  • Medical coordination: Assistance in coordinating and arranging the medical evacuation.
  • Medical evaluation: Evaluation by a medical professional to determine the necessity of evacuation.
  • Repatriation of remains: If the worst should happen and you pass away while traveling, this coverage can assist with the repatriation of your remains.
04. Are there any limitations or exclusions with emergency medical evacuation coverage?

Yes, limitations and exclusions will apply depending on the travel insurance policy. Some common limitations include pre-existing medical conditions, high-risk activities such as hazardous or extreme sports, acts of war or terrorism, and self-inflicted injuries. It is important to review the different medical evacuation plans that are available on American Visitor Insurance to understand the specific limitations and exclusions before buying Med-Evac travel insurance.

05. Is emergency medical evacuation coverage the same as travel health insurance?

No, emergency medical evacuation coverage is just one component of travel insurance. Travel health insurance generally provides coverage for medical expenses , emergency medical treatments, and travel related expenses due to unplanned adverse circumstance. Emergency medical evacuation coverage specifically focuses on arranging and covering the costs of transporting you to a suitable medical facility or back home in case of a serious medical emergency.

06. How do I make use of emergency medical evacuation coverage?

If you experience a medical emergency while traveling and require emergency medical evacuation, you should contact the travel insurance company's emergency assistance hotline immediately. They will guide you through the process, coordinate the evacuation, and provide the necessary financial coverage as per your policy. It's important to have the travel insurance details and contact information readily available during your trip.

07. Can I purchase emergency medical evacuation coverage separately?

Yes, some US travel insurance plans offered on American Visitor Insurance offer emergency medical evacuation coverage as a standalone policy or as an optional add-on to a basic travel insurance plan. However, it's more common for emergency medical evacuation coverage to be included as part of comprehensive travel insurance policies that also cover other aspects such as trip cancellation, trip interruption, and baggage loss.

08. Is emergency medical evacuation coverage valid worldwide?

Most travel insurance policies available on American Visitor Insurance include emergency medical evacuation coverage and provides coverage worldwide. However, it is important to compare different medical evacuation plans on American Visitor Insurance and to review the policy details to ensure that the coverage extends to your intended travel destinations. Some policies may exclude certain high-risk countries or regions, so it's important to clarify any limitations before purchasing the medical evacuation insurance.

09. Is emergency medical evacuation coverage expensive?

The cost of emergency medical evacuation coverage can vary depending on various factors such as the duration of your trip, your age, the coverage limits, and the destination. Generally, travel insurance policies with emergency medical evacuation coverage are relatively affordable compared to the potential expenses involved in a medical evacuation. It's recommended to compare quotes on American Visitor Insurance to find a policy that suits your needs and budget.

10. Do I need emergency medical evacuation coverage if I already have health insurance?

While having health insurance is beneficial, it may not provide the same level of coverage and assistance as emergency medical evacuation coverage in travel insurance and they might not offer coverage in your destination, especially if it is outside your home country. Most health insurance plans do not cover the costs associated with emergency medical evacuation or repatriation. It is therefore advisable to buy travel insurance with emergency medical evacuation coverage to ensure comprehensive protection during your travels.

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    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
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    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
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    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
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J1 Visa Insurance

J1 visa holders are required by the US authorities to have health insurance coverage during their stay in the U.S.. One of the requirements of the J visa is to have medical and evacuation coverage benefit. While a J visa holder might have a health insurance policy, these policies may not always include medical evacuation and repatriation benefits. Therefore, it is crucial for J1 visa holders to consider get additional insurance coverage specifically for the medical evacuation and repatriation purpose.

Medical evacuation insurance provides coverage for emergency medical transportation to the nearest appropriate medical facility in the event of a serious illness or injury that requires specialized care. This coverage ensures that you receive prompt medical attention and can be transported safely to a location where you can receive the necessary treatment.

Repatriation insurance, on the other hand, covers the costs associated with returning your remains to your home country in the unfortunate event of death during your time abroad. This coverage includes the transportation of your body and necessary arrangements for the repatriation process. Several US insurance providers offer specific medical evacuation and repatriation insurance plans for J1 visa holders. It is advisable to compare the different medical and evacuation plans offered on American Visitor Insurance to find a plan that suits your needs and budget.

When considering a medical evacuation and repatriation insurance policy, J visa holders should pay attention to the following factors:

  • Coverage Limit: Ensure that the policy covers the full cost of medical evacuation and repatriation.
  • Geographical Coverage: Confirm that the insurance plan covers medical evacuation and repatriation both within the United States and internationally.
  • PPO Network and Assistance Services: Look for plans that have a robust network of medical providers and reliable assistance services to ensure a smooth evacuation or repatriation process.
  • Pre-existing Conditions: Understand how pre-existing conditions are covered under the policy, as some plans may have limitations or exclusions in this regard.
  • Policy Exclusions: Carefully review the policy exclusions to understand any specific situations or circumstances that may not be covered.
  • Cost: Compare the premiums and deductibles of different insurance plans to find a balance between affordability and comprehensive coverage.

It is important to read the policy documents carefully and consult and talk to licensed agents at 877-340-7910 in American Visitor Insurance to clarify any doubts or concerns before buying a medical evacuation and repatriation insurance plan.

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