E2 visa health insurance, health insurance for E2 visa USA

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

E2 visa health insurance, e2 visa USA- FAQ’s

01.  Coverage for J2 visa holder who is pregnant

questionDear American Visitor Insurance,

My family and I are relocating to the U.S from Australia under an E2 investment visa. I’m 46, my partner is 40 and her son is 15. We require family health insurance for the 3 of us to start in about 3 weeks time. I have narrowed down the options to the Patriot Platinum America Comprehensive policy but have queries in relation to a couple of things. Hopefully you can assist: 1) My partner has asthma as a pre-existing condition and her son is allergic to different nuts. The website policy says it will cover acute onsite of pre-existing conditions under 70 years of age with varying limits by age up to $1,000,000 but then the brochure says it covers up to $50,000 up to 65 years of age.

Which amount of coverage is correct? Is her asthma and his allergy covered if they have to go to hospital and what is the coverage amount for these pre-existing conditions? 2) The policy mentions 'basic sports'. What sports does this cover? Is snow skiing covered? 3) The policy mentions 'adventure rider sports' as an optional extra. What sports come under adventure rider coverage? Please advise which policy has the greatest coverage for these pre-existing medical conditions as this will likely be the correct policy for us.

Regards,
Dean

questionDear Dean,

Thank you for contacting us at American Visitor Insurance for your travel health insurance needs for E2 visa !. Patriot Platinum is the insurance plan from the insurance company IMG(International Medical Group). Regarding your first question, the amount $1,000,000 is the maximum policy coverage which is different from the coverage for acute onset of pre-existing condition. The amount $50,000 specified for acute onset of pre-existing condition is the correct amount.

The brochure mentions "Up to maximum limit" for most of the benefits in the brochure and those are the ones that can provide the policy maximum amount that you choose in your plan. This amount can be anything from $100,000 to $1,000,000. In the website of IMG, under the adventure sports section this is the wording given in their website: The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving; spelunking, whitewater kayaking, wildlife safaris, and windsurfing.

All such activities must be carried out in strict accordance with the rules, regulations, and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider. A complete list of these sports activities can be found in the exclusions section of the Certificate of Insurance.

Please let us know if you need further help.

Regards,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910
02.  Health Insurance for E2 Visa holders visiting the US

questionHello,

My name is Miryam V, I am from Spain and I just arrive to USA to work. I was looking in your website and I am not sure about conditions and options to get a medical insurance and I would like if you can help me to know what I am able to have. These are my conditions:

-26 years old
-E2 visa (no-immigrant status)
I would like to be covered as soon as possible and for 2 months.

Thank you so much for your help,
Miryam V.

question Dear Miryam

We are recommending that you take a look at this great comprehensive plan called Safe Travels USA Cost Saver. It is offered by Trawick International and as the name implies is very economical! You have very flexible options for maximum and deductibles. It will cover you for your travel to the US and elsewhere outside your home country. The cost will be about $88 for a policy with a $100,000 maximum and a $250 deductible. Remember that the deductible is what you have to pay before the insurance starts to pay on your behalf. You can choose a higher or lower deductible (higher will cost less, lower more) as you like. To get a quote and or make your purchase, you can use this link for Safe Travels USA Cost Saver:

To get all the details of the policy, including the brochure, PPO network, etc, use this link:

Please let us know if you need further help.

Regards,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910

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  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Travel Medical Policy
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs

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E2 visa health insurance in the USA

There are so many E2 visa holders currently in the US either without proper health insurance, or having medical insurance that does not provide coverage for Coronavirus. At American Visitor Insurance, we are committed to getting you the best e2 visa USA coronavirus medical insurance coverage available in these uncertain times.

Currently the following companies are offering medical insurance for e2 visa coronavirus coverage.

Trawick International US visitors insurance for Coronavirus

Trawick international provides coverage for Coronavirus like any other illness as long as the illness did not start before buying the Trawick insurance policy. Trawick International offers Safe travel USA insurance and Safe travel USA Comprehensive insurance for coverage inside USA. These plans require pre-certification for the virus.

Global Underwriters:

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

INF Insurance US visitor medical insurance for Coronavirus

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic.

E2 visa USA holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID-19.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Steps to buy
E2 visa health insurance online

Step 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

Step 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

Step 4: Review the visitors insurance documents download visa letter is required

Review the visitors insurance documents download visa letter is required.

Step by step travel insurance

Factors that determine the cost of e2 visa health insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

What are the different types of visitor insurance plans?

  • Fixed benefit travel insurance coverage : There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
    A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.
  • Comprehensive travel insurance coverage : Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans that fits the requirement of the traveler

How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.

Resourceful travel medical insurance information

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Factors for travel insurance Factors for Travel Insurance

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Important factors to consider while deciding on the best travel medical insurance.

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Types of visitor insurance Types of Visitor Insurance

Types of travel insurance online

Understanding different US travel insurance options, fixed benefits vs comprehensive coverage.

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Claims Procedure Travel Claims Procedure

Travel insurance Claims Procedure

Travel medical insurance online claims process for getting medical care in a hospital.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


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