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Travel insurance 30000 euro coverage

For international tourists visiting the Schengen countries, the Schengen state consulates have made it mandatory for travelers applying for the Schengen visa to buy Schengen travel insurance 30000 euro coverage to insure medical expenses and medical evacuation in the case of any sickness or an accident.

Schengen travel insurance 30000 euro - Quotes

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An Overview

The following are other 30000 euro travel insurance cost requirements for the Schengen visa:
  • The insurance plan must cover expenses involved in evacuation of the insured to a medical care center in case of an emergency medical situation in the Schengen region.
  • The insurance plan must cover expenses involved in transportation of cremation remains or cremation in case of death in the Schengen region.
  • The insurance company from which you buy the insurance must have a regional office in the Schengen region.
  • The insurance must be valid for the entire duration or more than the period of stay in the Schengen area.
All the Europe visa insurance plans we offer here satisfy the above requirements. The customers can compare Schengen visa 30,000Euro medical insurance plans and select a plan of their choice. The required Europe visa letter that you need while applying for the Schengen visa is available online after buying the Schengen Visa insurance and it can be either downloaded or will be emailed to you.
Schengen coronavirus travel insurance for Covid19

What does Schengen visa travel insurance cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

Health care expenses

Covers emergency medical expenses for accidental injury or illness.

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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How much does Schengen Visa health insurance cost?

Age: 40 years; Duration: 1 Month; Deductible: $0

Europe Schengen travel insurance Cost

  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1,000,000 (whichever is lower) Covers Covid19 as any other Illness or Injury.
  • Does not cover Quarantine.
Estimate Plan Cost*
Price range $63 - $105
Coverage range$50,000 - $1,000,000
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  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.
  • Covers Covid-19 as any other sickness.
  • Offers Schengen visa Quarantine coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours).
Estimate Plan Cost*
Price range $63 - $105
Coverage range$50,000 - $1,000,000
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  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20,000 of covered expenses up to age 65 or the first $10,000 for age 65 or over
  • Offers coverage for Covid-19 as any other sickness.
  • Offers Schengen visa Quarantine coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours).
Estimate Plan Cost*
Price range $70 - $104
Coverage range$50,000 - $1,000,000
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  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
  • Covers Covid19 sickness
  • Atlas International insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
Estimate Plan Cost*
Price range $65 - $103
Coverage range$50,000 - $2,000,000
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  • Covers expenses for treatment of acute onset of pre-existing conditions up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 74 years
  • Travel Medical Plus Covid insurance offers coverage for coronavirus sickness
Estimate Plan Cost*
Price range $102 - $188
Coverage range$50,000 - $5,000,000
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  • Travel Medical Choice satisfies Schengen visa insurance requirements
  • Acute onset of pre-existing conditions are covered up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 79 years
  • Does not cover Covid19
Estimate Plan Cost*
Price range $76 - $140
Coverage range$50,000 - $5,000,000
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* Factors for the cost of Schengen visa travel insurance

The cost of Schengen visa insurance depends on the following:

The age of the traveler

The older the Schengen visa applicant, the more expensive the cost of travel insurance.

The maximum medical coverage

The higher the coverage amount, the higher the premium, options ranging from $50,000, up to $1 Million.

The selected deductible

A 'deductible' or 'excess' is the amount the customer pays before the insurance plan kicks in.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid.

The duration of coverage needed

The Schengen insurance cost is directly proportional to the length of travel insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Travel insurance cover 30000 euros, Cheapest travel insurance for Schengen visa

Instant Schengen Visa Letter

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Nationalities for Schengen Visa

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Schengen Visa Letter

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Schengen travel insurance 30000 euro medical coverage - FAQ’s

01. What does the coverage amount of 30,000 euros mean in travel insurance?

The coverage amount of 30,000 euros is the minimum medical coverage limit set by Schengen consulates for applying for the Schengen visa. In travel insurance this refers to the limit of coverage provided by the insurance policy. It means that if you incur eligible expenses or face covered risks during your trip, the insurance company will reimburse you up to a maximum of 30,000 euros, subject to the terms and conditions of the policy.

02. What expenses are typically covered under a 30,000 euro travel insurance policy?

A 30,000 euro travel insurance policy typically covers a range of expenses, including but not limited to:

  • Trip cancellation or interruption costs
  • Emergency medical and hospitalization expenses
  • Medical evacuation and repatriation
  • Lost, stolen, or damaged baggage and personal belongings
  • Trip delay or missed connection expenses
  • Emergency travel and accommodation arrangements
  • Personal liability for accidental injury or property damage caused to others
  • Legal assistance and related expenses

It's important to read the policy wording and understand the specific coverage details and exclusions provided by the insurance company.

03. Does travel insurance with 30,000 euro coverage include pre-existing medical conditions?

The coverage for pre-existing medical conditions can vary among insurance providers and policies. Some travel insurance plans may offer coverage for pre-existing conditions, while others may exclude them. It is important to compare the different travel insurance plans for Europe on American Visitor Insurance’s Schengen visa insurance compare engine or contact our licensed agents to understand the coverage and any limitations or requirements regarding pre-existing conditions.

04. Can I increase the coverage amount beyond 30,000 euros if needed?

Yes, many travel insurance providers offer options to increase the coverage amount beyond the standard limits. If you require higher coverage, you can often choose a policy with a higher maximum limit or consider adding supplemental coverage options to meet your specific needs. However, note that higher coverage limits will come with additional premiums.

05. Are adventure sports and activities covered under a 30,000 euro travel insurance policy?

Adventure sports and activities may or may not be automatically covered under a 30,000 euro travel insurance policy. Some insurers include coverage for certain adventure sports as part of their standard policies, while others may require you to add optional coverage specifically for these activities. It's important to check the policy details on American Visitor Insurance for any exclusions related to adventure sports to ensure you have the necessary coverage.

06. What steps should I take if I need to make a claim under my 30,000 euro travel insurance policy?

If you need to make a claim under your travel insurance policy, follow these general steps:

  1. Contact your insurance provider: Notify your insurance company as soon as possible, following the claim procedures provided in your policy documents.
  2. Gather documentation: Collect all necessary documentation to support your claim, such as receipts, medical reports, police reports (in case of theft), or any other relevant proof of loss or expenses.
  3. Complete claim forms: Fill out the claim forms provided by your insurance company accurately and provide all the requested information.
  4. Submit the claim: Send the completed claim forms and supporting documents to your insurance provider within the specified time frame.
  5. Follow up: Keep records of all communication with the insurance company and follow up on the progress of your claim if necessary.

Remember to familiarize yourself with the specific claims process outlined in your policy and adhere to any deadlines or requirements set by the insurance company.

07. Why do I need travel insurance for Schengen visa?

Travel insurance with 30,000 Euro coverage is a mandatory requirement for obtaining a Schengen visa. The Schengen visa insurance offers the following coverage:

  1. Emergencies: Travel insurance provides coverage for medical emergencies that may occur during your stay in the Schengen area. It ensures that you have financial protection in case you need medical treatment, hospitalization, or emergency medical evacuation. The insurance coverage must meet the minimum requirements specified by the Schengen visa regulations.
  2. Healthcare Costs: The Schengen countries have a high standard of healthcare, but medical expenses can be quite expensive. Having travel insurance helps cover these costs, including doctor's visits, medications, and hospitalization, so you don't have to bear the financial burden yourself.
  3. Repatriation of Remains: In unfortunate circumstances where a traveler passes away during their visit to a Schengen country, travel insurance covers the costs of repatriating the remains to their home country.
  4. Travel Cancellation or Interruption: Travel insurance also provides coverage for trip cancellation or interruption due to unforeseen circumstances, such as illness, injury, or a death in the family. This coverage helps protect your travel investment by reimbursing non-refundable expenses, such as flight tickets and hotel reservations.
  5. Travel Assistance: Travel insurance often includes 24/7 travel assistance services. In case of emergencies or unforeseen events, such as lost passports, legal issues, or emergency evacuations, you can contact the insurance provider's assistance helpline for guidance and support.

The Schengen countries require proof of travel insurance while issuing the Schengen visa as a way to ensure that visitors have adequate financial protection during their stay. It gives both the traveler and the host country peace of mind by mitigating potential risks and liabilities.

08. Does Schengen visa travel insurance cover Covid? Does health insurance schengen visa cover Covid?

There are many US Covid travel insurance plans that covers all expenses related to Covid19. International travelers can compare best Covid travel insurance plans and buy it online. These Covid travel insurance plans are available for US citizens and US residents traveling to Europe as non US travelers traveling outside their home country.

09. Is travel insurance necessary for Schengen visa?

Yes, Europe travel insurance is mandatory for applying for the Schengen visa according to Schengen state consular requirements. The Schengen visa travel insurance requirement is a minimum coverage of 30,000 Euros. Compare and buy cheapest travel insurance for schengen visa.

10. How can I get travel medical insurance for Schengen visa?

Travelers to Europe who are applying for the Schengen visa can buy Schengen visa travel insurance on our website. Our Schengen visa travel insurance quote facility lists the travel insurance that satisfy Schengen visa consulate requirements. Once you complete buying the policy online, you can download the required Schengen visa letter which you can submit while applying for the Schengen visa.

11. How much is travel insurance for Schengen visa?

The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance required, the greater will be the cost for the travel insurance for Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements.

12. How much is 30000 euro travel insurance cost for Schengen Visa?

The cost of 30000 Euro travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel medical insurance coverage required, the greater will be the cost. The schengen travel insurance 30000 euro insurance application quote facility on our website lists the travel insurance that satisfy 30000 euro travel insurance cost for Schengen visa consulate requirements.

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Schengen insurance for Covid pandemic

Most Schengen countries now have lifted the entry ban for International travelers. Irrespective of different consulate visa requirements, given the health risks involved in international travel and in light of the Covid pandemic and the Ukraine war it is important for all travelers to have the best travel insurance for Europe.

As a result of the surge in the Covid sub-variants, it is very important to have good Schengen Visa travel insurance with Covid19 coverage. Travelers can find the ideal Schengen travel insurance with Covid19 coverage by using the Covid19 Schengen travel insurance compare tool.

Trawick International, WorldTrips, International Medical Group and Seven Corners are the top Schengen visa travel insurance companies offering Covid-19 coverage. Trawick International offers Safe Travels International Insurance and Safe Travels Outbound Insurance which cover covid19 as any sickness. The Safe Travels International Insurance are available for Non US citizens and Non US residents while the Safe Travels Outbound Insurance is available for available for US citizens and US residents.

WorldTrips offer Atlas Travel insurance which includes Covid19 expenses. International Medical Group (IMG) offers Patriot International Lite insurance for Covid19 coverage. Seven Corners offers Travel Medical Plus Insurance which includes coverage for Covid19 sickness. These plans also offer Schengen visa letter specifying that they insure Covid19 as any other sickness. The visa letter can also be translated to different languages as requested.

Popular Schengen Visa insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.