Trawick

Safe Travels International Cost Saver Insurance

Safe Travels International Cost Saver Cost

Age & Citizenship
Destination
Start date
End date
Safe Travels International Insurance
Insurance provider
Trawick International
Plan life
5 days to 364 days, it can be Renewable
Safe Travels International Cost Saver can be renewed online
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $50, $100, $250, $500, $1,000, $2,500, $5,000
Safe Travels International CostSaver underwriter
Crum & Foster SPC
Safe Travels International Cost Saver rating
AM Best Rating: “A”
Safe Travels International Cost Saver Links

Safe Travels International- Cost Saver - Claim Status

For Claim Status please contact 866-669-9004. These claims are not available in the Claims Portal.
Email: GBGClaims@cbpinsure.com
Mail claim form and all necessary documents to:
Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group
PO Box 2069
Fairhope AL 36533
Claims are processed at CBP

Safe Travels International Cost Saver - Key highlights

  • This plan is available for Non-US citizens traveling outside their home country excluding the US.
  • This policy is not valid for travel from, in, or to the United States of America.
  • The policy provides the medical maximum options of $50,000, $100,000, $250,000, $500,000, or $1000,000 for emergency medical and hospitalization.
  • The deductible options on this plan are $0,$50,$100,$250,$500, $1000, $2500, and $5000.
  • Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
  • Coverage period of the plan is from 5 days to 364 days and the plan is extendable.
  • Unexpected recurrence of a pre-existing condition is covered up to $2500 per policy period.
  • Trip Interruption is covered for $7500 per policy period.
  • AD&D benefit available with a coverage of $25,000.
  • Repatriation of Remains is available or up to $1000,000.

Trawick International Safe Travels International Cost Saver plan summary

EligibiltyWhat is the Eligibility to buy Safe Travels International - Cost Saver
  • For non-U.S. citizens/residents traveling anywhere outside their home country excluding USA
  • For ages 14 days to 89+ years
  • Plan is not available to any individual who has been residing outside their home country for more than 365 days prior to their effective date.
  • Extendable for up to 364 days
  • Coverage for minimum 5 days to maximum up to 364 days
Expenses incured by customer after deductibleSafe Travels International Cost Saver coinsurance?
  • 100% of Covered Expenses up to the policy maximum
Safe Travels International Cost Saver Travel insurance optional ridersSafe Travels International - cost saver optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Accidental Death and Dismemberment Upgrade
  • What is Safe Travels International Cost Saver travel insurance Chaperone Replacement Rider?
  • What is Enhanced AD & D Rider offered by Safe Travels International Cost Saver travel health insurance?
  • What is Evacuation Plus Rider by Safe Travels International Cost Saver medical insurance?
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Steps to buy travel insurance


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Safe Travels International Cost Saver insurance - Common Questions

What are the different Trawick international insurance plans?

Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

  • Safe Travels USA Comprehensive
  • Safe Travels USA Cost Saver
  • Safe Travels Voyager
  • Safe Travels Journey
  • Safe Travels Elite
  • Safe Travels Outbound
  • Safe Travel International

What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels International Cost Saver. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

What is the minimum premiums for Safe Travels International plans?

There is a minimum premium of $10.00 for this plan. This plan is available up to 89+ years.

Is Trawick International a good insurance company? Is Trawick International a reliable insurance company

Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.

The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

Is there coverage for Covid-19 illness in Trawick International travel insurance?

Yes, Trawick international covid insurance is offered as short term comprehensive travel health insurance for covid as any other illness to international visitors to the USA and for US citizens traveling outside of the US borders. The Trawick Covid insurance coverage is given irrespective of the variant contracted.

Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

Can I purchase travel insurance from Trawick International?

Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.

Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

Does the Safe Travels International Cost saver include covid 19 testing?

Not Covered

Who is eligible to enrol in the Safe Travels International Cost saver travel insurance plan by Trawick international ?

The Safe Travels International Cost saver travel insurance plan by Trawick international is available for any travelers travelling outside their home country but does not cover for travel from US, in US and to US.

Plan benefits of Safe Travels International Cost Saver insurance

In-Patient Medical Benefits
Hospital room and board The average semi private room rate
ICU Room and Board Charges Three times the average semi private room rate
Well Doctor Visit Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary.
Outpatient Medical Covered
Mental or Nervous Disorders $2,500 per Policy Period
Cardiac conditions up to $25,000 per Policy Period for ages up to 69 or $15,000 per Policy Period for ages 70 and over
Physiotherapy/Physical Medicine/Chiropractic Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
X-rays, Prescriptions and Ambulance Covered
Ancillary Hospital Expenses Covered
Physician's Non-Surgical Visits Covered
Physician's Surgical Expenses Covered
Assistant Physician's Surgical Expenses Covered
Anesthesiologist Expenses Covered
Prescription Drugs Covered
Emergency Medical Treatment of Pregnancy $2,500 per Policy Period
Emergency local ambulance Covered
Dental Treatment (Injury and emergency alleviation of pain) $500 per Policy Period
Emergency medical evacuation 100% up to $2,000,000
Trip interruption $7,500 (Per Policy Period does not cover lost trip cost)
Political Evacuation $25,000
Medically Necessary Repatriation* 100% up to $15,000 per Policy Period
Natural Disaster Evacuation $10,000 per Policy Period
Up to $250 per day to a max of 5 days for Reasonable Expenses
Emergency reunion $15,000
Return of mortal remains or cremation/burial 100% up to $1,000,000
Return of minor children $5,000
Local Burial / Cremation $$5,000 Per Policy Period
Lost luggage $1,000 per Policy Period
Hospital Confinement $150 per night up to a maximum of 15 nights
Benefit Period We will pay eligible medical expenses for up to 90 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country
Accidental Death & Dismemberment Principal Sum $25,000
Unexpected Recurrence of a Pre-Existing Condition $2,500
Coma Benefit $10,000
Accidental Death & Dismemberment - Felonious Assault and Violent Crime $50,000
Adaptive Home and Vehicle $5,000
Seatbelt Benefit 10% up to $50,000
Airbag Benefit 10% up to $50,000
Hijacking and Air or Water Piracy Covered

Summary: Safe Travels International Cost Saver is an Excess Travel Medical plan with accident and sickness medical, emergency medical evacuation for Non-US citizens traveling outside their Home Country (Origin) but not to the USA. This plan is not available to anyone who has been outside their Home Country for more than 365 days prior to the coverage starting. This plan does not cover COVID 19.

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Safe travels Insurance related coverage

Safe travels Insurance related coverage

Travel Insurance for travelers with Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a travel health insurance with pre-existing conditions coverage..
  2. Read the policy document carefully to understand what is covered and what is not.
  3. Be informed of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the factors for visitors insurance with pre-existing conditions coverage?

The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.
  6. The renewability of the policy and its implication for pre-existing condition coverage.

How does travel insurance for pre-existing conditions work?

The visitor health insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance coverage for pre-existing conditions will depend on all these factors.

Trawick International Pre-existing conditions travel insurance coverage

Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.

For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.

At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by using our facility for comparing visitors insurance for pre-existing conditions and reviewing the policy brochures.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover acute onset of pre-existing conditions. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.

02. Do Trawick International travel insurance plans cover pre-existing conditions?

Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).

A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

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Steps to buy
US safe travels international - cost saver insurance online

Step 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance

Factors that determine the cost of US safe travels international - cost saver insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.