Trawick Trawick International Older Travelers Insurance Plan

Compare and buy USA visitors insurance for seniors over 70

Age & Citizenship
Child
Residence
Destination
Start date
End date

What does visitor travel insurance cover?


Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

Trawick Trawick International Offering Older travelers insurance plans

  • Safe Travels USA Insurance Eligibility
    • Foreign residents visiting USA and worldwide
    • Travelers up to the age of 89 years
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Not available for green card holders
    • This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide. This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above
  • Safe Travels USA optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Accidental Death and Dismemberment Upgrade
    • What is Safe Travels USA travel insurance Chaperone Replacement Rider?
    • What is Enhanced AD & D Rider offered by Safe Travels USA health insurance?
    • What is Evacuation Plus Rider by Safe Travels USA medical insurance?
  • Unexpected Recurrence of a Pre-Existing Condition
    • $1,000 per Policy Period

Safe Travels International Cost Saver

  • Eligibility to buy Safe Travels International - Cost Saver
    • It is eligible for any travelers travelling outside their home country but does not cover for travel from US, in US and to US.
    • Travelers up to the age of 89 years
    • Plan is not available to any individual who has been residing outside their home country for more than 365 days prior to their effective date.
  • Safe Travels International Cost Saver coinsurance
    • 100% of Covered Expenses up to the policy maximum
  • Safe Travels International - cost saver optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Accidental Death and Dismemberment Upgrade
    • What is Safe Travels International Cost Saver travel insurance Chaperone Replacement Rider?
    • What is Enhanced AD & D Rider offered by Safe Travels International Cost Saver travel health insurance?
    • What is Evacuation Plus Rider by Safe Travels International Cost Saver medical insurance?
  • Unexpected Recurrence of a Pre-Existing Condition
    • $2,500

Safe Travels USA Comprehensive

  • Eligibility to buy afe Travels USA Comprehensive
    • Foreign residents visiting USA and worldwide
    • Travelers up to the age of 89 years
  • Safe Travels USA Comprehensive Coinsurance
    • In Network : Plan pays 100%
    • Out of Network : Plan pays 80% of eligible expenses up to $5,000, then 100%
    • The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
    • Accidental Death and Dismemberment Upgrade
    • What is Safe Travels USA Comprehensive travel insurance Chaperone Replacement Rider?
    • What is Enhanced AD & D Rider offered by Safe Travels USA Comprehensive travel health insurance?
    • What is Evacuation Plus Rider by Safe Travels USA Comprehensive medical insurance?
  • Unexpected Recurrence of a Pre-Existing Condition
    • $2,500
  • Eligibility to buy Safe Travels Elite
    • Foreign residents visiting USA and worldwide
    • Travelers up to the age of 69 years
    • This plan is not available to any individual who has been residing within the United States for more tha
    • Travelers age above 69 years, Safe Travels Elite Diamond and Diamond Plus plan
  • Safe Travels Elite Insurance - Plan Benefits
    • This is a fixed benefits insurance plan from Trawick International and is available as Economy, Basic, Silver, Gold and Platinum with different policy maximum options for each.
    • The plan provides Emergency Medical Evacuation of $100,000 for the Economy, Basic and Silver plan and covers up to policy maximum for the Gold and the Platinum plan.
    • Plan covers Well Doctor visit for $75 per visit per policy period. The visit must occur within 21 days from the effective days of coverage and a minimum of 30 days of coverage need to be purchased to be eligible for this benefit.
    • Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.
    • Repatriation of Remains is covered for up to $7,500 with the Economy and Basic plans, up to $10,000 in Silver, up to $20,000 in Gold plan and up to $25,000 in the Platinum plan.
    • Mental, Nervous and substance abuse is covered for up to $5000 with all the plans except for the Platinum plan which provides up to $20,000 for 30 days max.
    • Chemotherapy or Radiation therapy is covered with highest coverage being $1,750 with the Platinum plan and the lowest being $1,100 with the Economy and Basic plans
  • Safe Travels Elite Insurance - Pre-Existing Condition
    • Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.

Trawick International Older Travelers Insurance - Frequently asked questions

01. What are the Trawick international insurance plans available for visitors to USA?

There are several US visitors insurance plans offered by Trawick international for visitors to USA. Trawick offers more affordable fixed benefits plans namely 'Safe Travel Elite' and 'Safe Travel Elite Diamond for Seniors', as well as comprehensive coverage plans like 'Safe Travel USA comprehensive'. You can compare the different plan options at:
COMPARE PLANS

02. What are the different Trawick international insurance plans?

Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

  • Safe Travels USA Comprehensive
  • Safe Travels USA Cost Saver
  • Safe Travels Voyager
  • Safe Travels Journey
  • Safe Travels Elite
  • Safe Travels Outbound
  • Safe Travel International

03. What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

04. How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

05. How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travel Plans. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

06. What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

07. Is Trawick international a good insurance company?

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers.

Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

08. Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

09. Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

10. What travel insurance is best for seniors?

Senior Citizens are older travelers aged above 60 and by virtue of their age are vulnerable to medical risks while travelling. It is recommended that senior travelers should purchase comprehensive travel insurance that provides maximum cover for stress free travel.

11. Can I buy senior citizen travel insurance after starting the journey?

Yes, you can buy the travel medical insurance plans for older travelers after starting the journey. However it is always recommended to purchase the ttravel insurance for seniors visiting usa before departing. The claim will be invalid if the traveler attempts to buy the travel insurance and file a claim for an ailment after it occurred during the travel.

Travel Insurance for travelers with Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a travel health insurance with pre-existing conditions coverage..
  2. Read the policy document carefully to understand what is covered and what is not.
  3. Be informed of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the factors for visitors insurance with pre-existing conditions coverage?

The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.
  6. The renewability of the policy and its implication for pre-existing condition coverage.

How does travel insurance for pre-existing conditions work?

The visitor health insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance coverage for pre-existing conditions will depend on all these factors.

Trawick International Pre-existing conditions travel insurance coverage

Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.

For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.

At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by using our facility for comparing visitors insurance for pre-existing conditions and reviewing the policy brochures.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover acute onset of pre-existing conditions. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.

02. Do Trawick International travel insurance plans cover pre-existing conditions?

Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1000. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).

A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

Trawick International travel insurance blogs and articles

best health insurance for visitors USA

Trawick International Services - Frequently asked questions

requently asked questions - Trawick plans.

Click here to read more »

Safe Travels visitor insurance plan by Trawick International

Buy Trawick International Safe Travels travel insurance plans.

Click here to read more »

Safe Travels Primary and Secondary International Travel Health Insurance

Buy Safe Travels Primary and Secondary International Travel plans.

Click here to read more »

Trawick International travel insurance related links


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!