arrow

US citizen travel insurance for USA

Travel insurance quote form

Do you want to insure trip cost as well as the health of the traveler?

     
     

Please click here to buy Travel Insurance for Quarantine coverage

Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Travel insurance or Trip Cancellation insurance insures the non-refundable costs of a trip while also insuring the health of the traveler. It is popular for travel both within the US as well as overseas. Cancel for Any reason coverage also available.
Select the best

Travel insurance and Travel medical insurance plans...

  • Importance of travel insurance

    Travel insurance is very important and in fact the most important value addition that can be made to one's trip. The Covid19 pandemic and the war in Ukraine have made the value of travel insurance self-evident. Given the pandemic and war, traveling has become more challenging due to the many disruptions that are beyond ones control.

    A US citizen covid travel medical insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel medical insurance plans also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas.

    Travel insurance with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation. Some travel insurance plans provide the option to 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.

    Travel insurance including trip cancellation coverage

    US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine expenses, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier. Travelers can also include the Cancel for Any reason (CFAR) which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
    1. Non refundable cost of the trip.
    2. Unexpected medical expenses of the traveler.
    3. Loss or damage to the insured’s possessions.
    Following are the trip insurance plans:
    IMG

    The Travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay. Travel LX insurance has Cancel for any reason’ benefit included and provides coverage up to $100,000 . The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

    Trawick International

    Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer Insurance is quite popular as it offers Covid19 quarantine accommodation coverage. The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.

    Compare Safe Travels Trip Protection insurance
    HTH Worldwide
    • Available for US citizens and US residents whose home country is US and must be travelling outside USA
    • Includes $2000 in travel delay benefits for Covid quarantine/lodging.
    • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
    • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
    Compare Trip Protector Preferred plans
    Seven Corners
    The Round Trip Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Round Trip Basic and Round Trip Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days. There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
    Compare Round Trip insurance plans

    Pandemic travel information for US travelers

    Travel regulations in the US have been in a state of flux since the Covid19 pandemic with international travel continuing despite the Delta and Omicron variants. Fully vaccinated international travelers are allowed to the US by air, however they should produce poof of vaccine as well as provide a negative Covid19 test result taken less than 72 hours before boarding the US flight.

    International travelers who are not vaccinated, including US citizens and US Green card holders need to take a Covid19 test 24 hours before flying to the US. Travelers should also complete contact details of their stay in the US. The one day testing requirement also applies for those travelers who cannot produce a proof of vaccination. According to the US Center for Disease Control (CDC), the US authorities will accept vaccines approved by the World Health Organization (WHO).

    Given these circumstances, it is important to buy good travel insurance with Covid coverage. This becomes vital should the traveler be forced to Quarantine as a result of a positive Covid test. There are different factors that travelers can use to find the cheapest Covid travel insurance which are provided in our website.

    Luckily, at American Visitor Insurance we have international travel insurance with Covid19 cover options for all travelers. There are several US companies that are covering COVID19 as any other illness on their pandemic travel insurance policies and, furthermore, will provide you with a letter specifying this travel medical insurance covid19 coverage (for visa purposes and to disembark in country).

    We also have travel insurance that covers covid quarantine as required by certain countries to allow tourists. These plan options are changing all the time, so please check our latest blog for most updated options.

    US Air travel resources
    Resources for US air travel
    Streamline entry for US citizens and residents travelling. US Mobile passport Control and TSA pre check for US passport holders
    Click here

US Travel Insurance for US Citizens visiting US

US citizens have a long history of traveling and living in different corners of the globe going back to the 19th century. Americans began to travel all across the globe on business when there was an increase of whalers and clipper ships. Thousands of US Citizens from the South moved to Brazil after the American Civil War. During the treaty between the United States and Korea in 1882 many American traders began to settle in Asian countries. In the early 20th century after the Philippine -American War, the Philippines became the U.S territory and many Americans migrated to the Philippines and started living there.

During the first and second world wars many Americans moved towards Europe to be a part of cultural division. More recently, during the Cold war many American soldiers were sent in large groups to West Germany and South Korea. Americans also witnessed an increase in government programs that encouraged young Americans to go overseas to work. In 1946 the Fulbright Program was established to encourage cultural exchange between the US and other countries.

US citizens visiting USA Travel Insurance

After the Cold war many new opportunities was available for US businessmen with the opening of Eastern Europe, Central Europe, and Central Asia. The United States of America having global dominance in the world economy many industries continued to grow in these new and upcoming markets. There is an increased number of US Citizens who move to other countries to work.

Patriot America Plus and Patriot Platinum America can be used by US citizens as long as they maintain a residence outside the US and are visiting the country for a short visit. The Patriot America Plus insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America.

The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age. The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. There is a sports rider that can be added for additional cost to cover skiing, snorkeling, surfing, and other common recreational sports. Persons under 70 years of age can get up to $1 million maximum coverage. As of Sept 1, 2020, the plan also covers COVID-19 illness up to the maximum of the policy. Please note the Patriot America plan does NOT cover COVID!

There are also an increased number of Americans who choose to retire abroad given the lower cost of living in many nations. The 2007-2008 recession also prompted several young US Citizens to explore working opportunities abroad. In 2019 according to a Gallup poll report 16% of Americans aspire to live outside the United States.

Here is a list of countries with large US expat communities

American Diaspora in other countries
Mexico 1,500,000 Saudi Arabia 40,000 Canada 1,000,000
Argentina 37,000 India 1,000,000 Spain 34,638
Germany 324,000 Norway 33,509 Philippines 220,000–600,000
Bahamas 30,000 Israel 200,000 Russia 30,000
France 150,000-200,000 Lebanon 25,000 United Kingdom 139,000–197,143
Panama 25,000 Costa Rica 130,000 Dominican Republic 24,457
South Korea 120,000–158,000 El Salvador 19,000 China 110,000
New Zealand 17,751 Hong Kong 70,000 Ireland 17,552
Brazil 60,000 Honduras 15,000 Japan 59,172-153,389
Chile 12,000 Australia 56,276 Taiwan 10,645
Puerto Rico 54,767 Austria 10,175 Pakistan 52,486
Bermuda 8,000 Italy 50,000–54,000 Kuwait 8,000
UAE 50,000 Guatemala 6,345 Haiti 45,000
Nicaragua 4,000
Source : - https://en.wikipedia.org/wiki/Emigration-from-the-United-States

Many US citizens working abroad appear to be happy with their career choices and work-life balance. Despite living outside the United States, US Citizens always like to keep retain strong ties back at home. Traditionally US expats travel often to the US to come together with family members, mainly during Thanksgiving and Christmas. These special holidays hold a great significance for US Citizens.

The holiday is focused on spending time with loved ones and developing stronger bonds with family and friends. While living away from home it is of paramount importance that one should have good US Expat insurance including Covid19 coverage, given the coronavirus pandemic. Health care is expensive in most developed countries. While visiting back, it is also important for US citizens to have travel insurance for visiting USA. Being forced to visit an US hospital without good medical insurance is scary. A good US travel medical insurance cover will provide coverage for unexpected medical emergencies that may occur while staying in the US.

American visitor insurance works with some of the best US insurance providers to offer insurance US citizens short term travel insurance with options for Covid and pre-existing conditions coverage. Buying US visitors’ medical insurance is easy at American Visitor Insurance. One can also get temporary travel health insurance for US citizens visiting the US for a few days. For more details call or email us for further assistance and one of our licensed agents will help you.

Travel insurance that covers covid quarantine

International travellers can compare and buy the best Covid 19 Quarantine lodging insurance plans:

Safe Travels Explorer

  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
  • Covid19 medical expenses are covered and treated the same as any other sickness.

Safe Travels Voyager

quarantine coverage
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day).

Trip Protector Insurance

  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay. Maximum - $2,000 ($200 /day )(6 hours).
  • Travel insurance for US Citizens and US Residents traveling outside US.

Costa Rica travel insurance forum

Coverage for US citizen and Netherlands citizen coming to US from Netherlands

group
question Dear American Visitor Insurance staff,
Would you be willing to provide a quote for a "Safe Travels USA Comprehensive" plan for a visit to the USA from the Netherlands?

- Plan Maximum Coverage: $1,000,000
- Plan Deductible $5,000
- Date range: from August 23, 2021 through September 3, 2021
- I am a US Citizen living in the Netherlands, age 28 during the date range
- My spouse is a non-US citizen living in the Netherlands, age 36 during the date range

Best regards,
Cornelius Smits

question Hi Cornelius,
Thanks for contacting American Visitor Insurance with your inquiry about the Trawick International plan which is Safe Travels USA Comprehensive.
This plan is available for Non US citizens coming to the US but not for the US citizen visiting the US.We have another plan that is available for US and Non US citizens coming to the US.Here is the plan that provides high policy maximum as $2,000,000 anddeductible of $5000. This plan starts with $2,000,000 coverage.

Patriot Platinum plan from the company IMG: Plan Details
In the above link, you can read more details about the plan and get quote at the top of the page and view the options. This plan costs $108.72 for your options for one month.

Here is the BUY link for this plan where you can get quote and purchasethe plan:
Buy Now

There is another plan that provides the policy maximum you requested Diplomat America plan E: Plan Details
This plan costs $120.24 for one month for $1,000,000 and deductible of $5000
Here is the BUY link for this plan:
Buy Now

Please let us know if you have any questions.
Regards,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910

Steps to buy
Travel insurance for USA online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors that determine the cost of US travel insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage will increase the cost of coverage.

USA Travel Insurance - Frequently asked questions

Is Covid travel insurance mandatory for USA?

USA Covid travel insurance requirements

Travel insurance for USA is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for USA will assure adequate coverage for most of the expenses. Following are the USA travel insurance plans satisfying requirements for US citizens.

Travel Insurance Plans:
  • Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance Offers Coverage for covid quarantine accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel SE Insurance Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Insurance Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).
Travel Medical Insurance Plans:

USA travel insurance, Best travel insurance USA information

Travel health insurance in
Other popular destinations for the wanderlust traveler !!!

Global travel and tourism destinations

Travel insurance for Popular US Cities

Global Travel Destinations

It's a Global village, Explore and enjoy it!

Know more »
Travel insurance for Popular international Places

International tourism

Indulge according to your tastes; Golfing, Skiing, Wildlife..

Know more »

Popular travel destinations in the USA

Travel insurance for Popular US States

US states

US States for tourists. Beaches, National Parks and more !

Know more »
Travel insurance for Popular US Cities

US Cities

US Cities renowned for their Glitz, Glamor, Museums and more !

Know more »

Trip vs Travel vs Global medical insurance

Explore »

Cancel for any reason travel insurance

Explore »

Travel trips for international travelers

Explore »

International travel insurance resources

Explore »

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!