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About Global Underwriters Travel Insurance

Global Underwriters is an international travel insurance provider that offers a variety of travel insurance plans for individuals and groups.

Global Underwriters travel insurance offers covid travel insurance coverage for international travelers in the US. Diplomat America Insurance and Diplomat Long Term Insurance are the popular Covid19 travel insurance plans with coverage for Coronavirus, ideal for tourists, exchange scholars, business travelers, travelers on vacations.

Review of Global Underwriters Travel Insurance

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DIPLOMAT AMERICA Diplomat america logo BROCHURE    DETAILS   
Key Features
  • 1. This plan is designed for Non US citizens and Non US residents visiting the US, on business trips, expatriates, study abroad, work study programs, international exchange students, vacation or missionary travelers.
  • 2. This plan is available to the US citizens visiting US There is a requirement for a valid international address..
  • 3. The minimum purchased period under this plan is 15 days up to maximum of 365 days.
  • 4. This plan is underwritten by C&F Cayman SPC for and on behalf of ITI SP.
Plan Options
  • Select Traveler's Age 
  • Maximum Coverage   
  • Deductible Amount    
  • $37.54 PER MONTH BUY
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DIPLOMAT INTERNATIONAL Diplomat international logo BROCHURE    DETAILS   
Key Features
It offers coverage for individuals traveling outside their home country to any country aside from the United States. Policy maximums of up to $500,000 can be ordered, and coverage is provided from fifteen days to a full year.
This plan is underwritten by Brit Syndicates Limited on behalf of Syndicate 2987 at Lloyd's.
Plan Options
  • Select Traveler's Age 
  • Policy Max
  • Deductible Amount    
  • $133.75 PER MONTH BUY
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DIPLOMAT LONGTERM Diplomat longterm logo BROCHURE    DETAILS   
Plan Details
  • 1. This plan is designed for Non-US citizens while visiting the United States or for those traveling outside their home country.
  • 2. The minimum purchased period under this plan is 3 months up to maximum of 12 months.
  • 3. Renewed up to maximum of 3 years.
  • 4. This plan is underwritten by C&F Cayman SPC for and on behalf of ITI SP
Plan Options
  • Select Traveler's Age 
  • Maximum Coverage   
  • Deductible Amount    
  • $41.25 PER MONTH BUY
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Diplomat America InsuranceTravel insurance for Coronavirus Covid

Global Underwriters travel insurance offers Diplomat America insurance coronavirus coverage as any new sickness. The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing.

The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the Diplomat travel insurance policy.

Global Underwriter visitors plans

  • Diplomat America Insurance covid by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.
  • Diplomat Long Term Insurance by Global Underwriters: Global Underwriters offers international medical insurance for coronavirus (Covid19) with their Diplomat Long Term Travel insurance plan. Diplomat Long Term Travel insurance is available for $500,000 and $1 million coverage and with a minimum of 3 months coverage. The Diplomat LT provides Accident and Sickness Medical Coverage and AD&D benefits to those traveling outside their Home Country (For coverage inside the U.S., you must be a Non-U.S. Resident). Coverage is available for the traveler, a second adult, unmarried dependent Children, or Children traveling alone.

Is COVID-19 Covered For Diplomat International plan?

For Diplomat International plan:

Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. Coronavirus disease (COVID-19);
  2. Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
  3. any mutation or variation of SARS-CoV-2;
  4. any fear or threat of a), b) or c) above
For Covid19 travel insurance, please buy Diplomat Longterm insurance with Global Underwriters coronavirus travel medical coverage.
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Global Underwriters Travel insurance - Common Questions

Global Underwriter insurance - FAQ's

01. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

02. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

03. What are the different types of Global Underwriters travel insurance?

Some of the different types of travel insurance plans offered by Global Underwriters are:

04. What is the difference between the Global Underwriters insurance plans?

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

05. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

06. What are the requirements for applying for Global Underwriters insurance?

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

07. For which countries can I buy Global Underwriters travel insurance?

Global Underwriters insurance is available for international visitors outside their home country.

08. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

09. Is there coverage for Covid-19 illness in Global Underwriters travel insurance?

GlobalUnderwriters covid insurance covers covid-19 sickness as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

10. Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

11. Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

12. Does Diplomat Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

13. What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.

The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

14. What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.

The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

15. What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

16. What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

17. What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage : A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.

Comprehensive travel insurance coverage : Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

18. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

19. Is COVID-19 Covered for Diplomat International?

For Diplomat International plan: Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. PCoronavirus disease (COVID-19).
  2. Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2).
  3. any mutation or variation of SARS-CoV-2.
  4. any fear or threat of a), b) or c) above.
  5. For Covid19 travel insurance, please buy Diplomat longterm insurance with Global Underwriters coronavirus travel medical coverage.

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