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Global Accident Protection Plan

Xplorer Essential Insurance

Global Accident Protection Plan

Global Accident Protection Plan insurance from Global Underwriters offers coverage for expenses up to $1 million from injuries resulting in death or dismemberment while outside the home country. It also offers optional coverage for medical evacuation.

Other benefits include Paralysis/Coma/Seat Belt/Airbag/Assault Benefits, Home Alteration & Vehicle Modification, War Risk Coverage and much more.

Global Accident Protection Plan Reviews

Insurance provider
Global Underwriters
Plan life
1 day to 365 days
Global Accident Protection Underwriter
Underwritten by Brit Syndicates Limited on behalf of Syndicate 2987 at Lloyd's.

Global Underwriters Global Accident Protection travel insurance summary


What is the Eligibility to buy Global Accident Protection visitors Insurance?
  • It covers Accidental Death and Dismemberment (AD&D) Benefits and optional Medical Evacuation Benefits.
  • For people traveling outside their home country.
  • Coverage is available for 2 adults, any unmarried dependent children and children traveling alone (Age 14 days to 18years).

Global Accident Protection Insurance Restrictions
  • Coverage is NOT available for travel in Iran.
  • Coverage is NOT available for citizens of Australia or Iran or residents of New York, Maryland, Afghanistan and South Dakota.
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Global Accident Protection Plan benefits

  • Paralysis Benefit If the Accident renders a Plan Participant Paralyzed within 365 days, it will pay maximum of $25,000.
    Coma Benefit If covered Injury renders of insured person within 90 days of the date of the accident that caused the Injury, and if the Coma continues for a period of 30 consecutive days, The Company will pay a monthly benefit equal to 1% of the maximum amount.
    Seat Belt and Airbag Benefit The Company will pay a benefit if the Insured Person suffers accidental death while operating, or riding as a passenger in an Automobile.
    Felonious Assault Benefit The Company will pay a benefit if an Insured Person suffers one or more losses for which benefits are payable under the Accidental Dismemberment Benefit or Coma Benefit provided by the plan as a result of a Felonious Assault.
  • Emergency Medical Evacuation Up to $500,000
    Repatriation The transportation expense incurred within 90 days from the date of the Covered.
    Return of Mortal Remains Reasonable and Customary Covered charges.
    Emergency Medical Reunion Covered
    Return of Minor Children It arrange for a one way economy fare(s) to Your current Home Country.
    Political and Natural Disaster Evacuation Up to $50,000.
  • Emergency Medical Evacuation
    Athletic Sports & Hazardous Activity Coverage
    Additional AD&D
    War Risk Coverage

Global Underwriters Travel insurance - Common Questions

Global Underwriter insurance - FAQ's

01. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

02. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

03. What are the different types of Global Underwriters travel insurance?

Some of the different types of travel insurance plans offered by Global Underwriters are:

04. What is the difference between the Global Underwriters insurance plans?

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

05. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

06. What are the requirements for applying for Global Underwriters insurance?

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

07. For which countries can I buy Global Underwriters travel insurance?

Global Underwriters insurance is available for international visitors outside their home country.

08. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

09. Is there coverage for Covid-19 illness in Global Underwriters travel insurance?

GlobalUnderwriters covid insurance covers covid-19 sickness as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

10. Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

11. Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

12. Does Diplomat Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

13. What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.

The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

14. What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.

The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

15. What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

16. What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

17. What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage : A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.

Comprehensive travel insurance coverage : Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

18. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

19. Is COVID-19 Covered for Diplomat International?

For Diplomat International plan: Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. PCoronavirus disease (COVID-19).
  2. Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2).
  3. any mutation or variation of SARS-CoV-2.
  4. any fear or threat of a), b) or c) above.
  5. For Covid19 travel insurance, please buy Diplomat longterm insurance with Global Underwriters coronavirus travel medical coverage.
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