INF BMI travel insurance for pre-existing conditions

INF Covid travel insurance - Know more

INF COVID travel insurance - Know more

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INF BMI Insurance Review

Insurance provider
INF

Trip life - 5 to 90 days

INF BMI Plan Eligibility
Available for Worldwide coverage

INF BMI Plan rating
AM Best Rating: A-

INF BMI Travel Plan Links

INF BMI Travel Insurance for Covid-19

INF-BMI travel assist provides travel & medical assistance for international trips with no deductible or copayments and provides medical assistance for pre-existing conditions, acute onset of pre-existing conditions, and COVID-19 as per the limits in the Plan.

INF strongly recommends enrolling in the Ultra Plus, VIP, VIP Plus- which provides comprehensive coverage for full pre-existing, acute onset of pre-existing conditions, and COVID-19

INF BMI Travel Insurance - Key Highlights

Covid-19 medical assistance
A Travel Assistance Plan for Visitors Traveling to USA.
Covers Covid-19 resting & treatment
Emergency dental benefits
No claims hassle as BMI handles all claims directly
Quotes are based on 5 days min purchase and buying more days get you reduced prices.
Pays 100% of all eligible medical expense directly to provides
BMI makes all appointments
Trip interruption benefit.
All plans have 100% co-insurance (We cover 100%) and no deductible.
this makes all the appointments for you- no more hassle of finding a provider who will accept you plan. This do everything on the backend to make sure it's completely cashless
NOTE: All requests to the assistance service must take place witin 24 hours in order to qualify for assistance. This is to protect you & get treatment as soon as possible.

INF BMI Travel Insurance Summary

INF BMI Insurance Eligibility

This plan is available for Worldwide coverage.
Maximum travel days per trip : 90 days.
Access to non-insurance 24/7 emergency travel assistance services.

INF BMI coinsurance^?

- In-Network: 100% Co-Insurance
- Out-of-Network: 100% Co-Insurance

Pre-existing conditions medical assistance

The assistance provided for chronic and / or pre-existing diseases includes the following eventualities:

Acute episode or unpredictable event
Decompensation of
- A Chronic issue
- A Pre-existing diseases known
- A previously asymptomatic pre-existing condition

Steps to buy travel insurance

Complete the quote form by entering your travel information

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INF BMI Travel Insurance COVID-19 Coverage

The Beneficiary must always and without exception contact the Emergency Central, Who in turn will coordinate a virtual appointment by Telemedicine
According to the o pinion provided by the Medical Department, if the Beneficiary presents symptoms related to COVID-19, the Assistance Center will coordinate the relevant medical consultation, according to the safety and health protocols of each country.
We will cover the expenses incurred up to the medical assistance limit indicated in the voucher.
The following expenses will be covered under the same limit:
1. Hospital Expenses for COVID-19: : In case of requiring hospitalization to stabilize the Beneficiary's condition.
2. Mechanical respirator fees: If the Medical Department, together with the treating doctor, considers the use of a mechanical respirator necessary, the Central will authorize and cover said expense.

Plan Options for Visitors to USA

Different plan options according to the type and length of the trip, whether for business, pleasure, studies, and regardless if you travel by air, sea or land.

- Offers protection for a single round trip
- Minimum 5 day - Maximum 90 consecutive days of travel
- The plan has a validity of 365 days from its purchase
- Pay for the exact days of your trip
- Expectant Mother
- Preexisting Condition
- Preexisting Condition
- Designed for families consisting of 2 adults (spouses or not) over 21 years old
- Up to 3 children under 21 years of age
- Minimum 5 days - Maximum 90 consecutive days of travel
- Three people minimum purchase for this plan.
- Designed for international students up to 45 years old
- Minimum 4 months - Maximum 12 consecutive months of travel.
- Ideal for parents staying in the USA for long-term pleasure trips
- Minimum two months (60 days)
- Maximum one calendar year (365 consecutive days of travel).
- Ideal if you travel for pleasure multiple times during a calendar year
- Four plan options: Max. 30, 45, 60 or 90 consecutive days of travel.
- Optional: COVID-19 for people over 70 years old
- Ideal for companies with a large number of travelers
- The plan is pre-purchased from 250 or more days of assistance
- The plan has a validity of 365 days from its purchase
- Self-management platform for better control and distribution of each traveler.

Benefits for BMI Travel Assist

Medical Benefits

Medical assistance for accident or illness
Medical assistance for COVID-19
Prescription drugs
Dental emergency
Repatriation or sanitary transfer

Non-Medical Benefits:

Accidental death
Repatriation of mortal remains
Transportation of family member due to hospitalization
Hotel expenses due to convalescence
Late arrival
Return due to death of family member
Early return due to serious disaster at home
Lost or delayed luggage
Delayed or cancelled flight
Theft or loss of passport during a trip

INF Premier Network insurance for pre-existing conditions

What is covered by INF Premier Plan Insurance?

1. Worsening Pre-Existing Conditions
A worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation.
2. Acute Onset of Pre-Existing Conditions
Sudden, Rapid, Unpredictable emergency related to pre-existing issue.
3. New Sickness & Accidents

New Illnesses include UTI or Kidney Issues, Fever, Headache, etc - Accidents are random in nature
covid19 is covered like a new sickness under INF.

What is not covered by INF Premier Plan Insurance:

1. Maintenance Treatment, Devices, or Prescription Drugs
Includes treatment for on-going illnesses, derivatives/ complications of that illness, medical devices to monitor chronic conditions, or maintenance drugs for pre-existing conditions like Lipitor or Amlodipine.
2. Preventative Treatment, Devices, or Prescription Drugs
INF will not cover preventive treatment like physicals, regular doctor checkups, or drugs that are used for prevention of other diseases.
3. Pregnancy & Childbirth
No coverage for pregnancy before the policy effective date.
4. Cancer Treatment
No coverage for cancer treatment, or cancer related illnesses in the policy.
5. Dialysis Treatment
No coverage for dialysis treatment.
6. Planned, expected, or anticipated medical care
There is no coverage for expected, planned, or anticipated medical care. If your clients are planning to take their visitor to any clinic, treatment, or anything of the like it will be rejected by the insurance company.
7. Medical Tourism
INF does not cover medical tourism for issues like elective or medically necessary surgery, cancer treatments, specialist treatment for on-going medical issues.

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INF Visitor Medical Insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions.

INF Visitor Medical Insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.

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