Why American Visitor Insurance?

Compare and buy US travel insurance

Age & Citizenship
Child
Residence
Destination
Start date
End date

Why buy travel insurance from American Visitor Insurance?

Who are we?

AmericanVisitorInsurance.Com is owned and managed by New Jersey, USA based CrossBorder services LLC. The website offers resourceful services for visitors and students to purchase insurance plans. It serves visitors and new immigrants with insurance services in the USA, as well as travel insurance products for US residents traveling overseas. We work with all reputed providers of short term insurance so as to give our customers the ability to choose the appropriate plan from a wide range of options.

Why should I purchase my travel insurance through you?

While the price of the insurance plan is the same whether you purchase it from us (an agency), another agency, or the insurance company directly, you will get the added experience and knowledge base of our licensed staff for no additional cost. Some products we market are not available for direct purchase from the concerned companies.

Also, given the constant change in the industry, we take pride on providing the most current information, pricing, and recommendations. We get you the best deal for your situation! So, let us be your advocates in what is often a very confusing industry. We look forward to working for you!

We represent the customers concerns

We work with several insurance providers in the USA that are with reputation (A and A++ ratings). This allows the insurance customers to have the updated list of plans available. We can assist you to choose a plan that can be suitable for your needs.

Given the immigrant background of some of our founder members, we understand the specific needs of immigrant communities who have family visiting the United States. Our website and our support staff are geared to understand the requirements of visitors to the US and help find the most appropriate American visitors insurance plan for your specific need.

American Visitor Insurance empowers the customer

AmericanVisitorInsurance services are designed to authorize 'you' the customer with all appropriate and updated information so that you can make an informed decision while buying plan. Availability of several products and the details can confuse customers while choosing the right coverage.

To ensure trouble free experience we have developed different utilities such as our compare engine, choose best plan, factors while buying visitor insurance, insurance features ... on the website, our frequent questions section, our glossary and insurance guide provide information so that you can understand the insurance industry and its products better.

FIND BEST COVERAGE

American Visitor Insurance provides superior customer service

At American Visitor Insurance, we take a lot of pride in our dedicated customer service. We have put a lot of energy and resources to build trust and reputation by providing superior customer service. Customers are guaranteed that the will receive authentic, relevant information and extra mile support from our licensed agents. We offer round the clock customer service and we are available seven days of the week and whenever you contact us. Should we not be available on the phone at any given time, we will definitely get back to you at the earliest.

American visitor insurance

Is travel insurance a good idea for visitors? How does visitors insurance work?

Visitor medical insurance is not just a good idea, but a necessity! Health Care is very expensive in countries like the US, where not having America visitors insurance for travelers for USA can be catastrophic. Having America Visitors Insurance for USA visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country. International travelers are urged to buy visitor insurance USA to have a safe sojourn outside their home country.

How much does America visitor insurance cost?

The cost of America visitor insurance depends mainly on the following factors; The age of the traveler, the duration of visitors insurance coverage, type of visitors insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for health insurance for visitors to usa with pre-existing conditions.

Which is the best visitor insurance in USA?

The best visitor insurance in USA will vary from visitor to visitor depending on their unique needs. There is no single visitors medical insurance which will work best for all visitors to the US. While some visitors will look for the cheapest visitors insurance plan, others will look for the most comprehensive visitors insurance coverage.

The price will be higher if you need health insurance for visitors to usa with pre-existing conditions. It is recommended to compare different visitor insurance plans based on price as well as the different benefits coverage options. Visitors should also read different America visitor insurance reviews before they buy visitor insurance USA.

visitor insurance USA

Why American Visitor Insurance – FAQs

Why American visitor insurance?

  • Wide range of short term US travel insurance options
  • Travel insurance with Covid19 and quarantine coverage
  • Several new US immigrant insurance plans available
  • Popular Schengen visa insurance with required visa letter
  • Travel health insurance and trip cancellation insurance options
  • Affordable international student health insurance plans
  • Resourceful user friendly compare travel insurance tool
  • Customer support with support for claims settled in the USA
  • Fixed benefit and comprehensive international travel insurance plans
  • 24/7 licensed US travel insurance agent support
  • Guaranteed cheapest travel medical insurance price
  • Travel health insurance customer support during crisis
  • Relevant US travel insurance blogs, articles and FAQ's
  • Travel insurance reviews to help decide on plans

What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country .The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip. The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

What does visitors medical insurance cover?

A visitors health insurance plan covers:

  • Any new sickness or injury that occurs during the trip after the start of the policy.
  • Accidents or illness occurred during the trip
  • Medical emergencies and medical evacuation
  • Cover for hospital treatment ,doctor expenses and prescribed drugs
  • Some plans cover acute onset of pre-existing conditions
  • Dental emergencies (again offered by some insurance plans)

What does the visitor health insurance not cover?

  • Preventive care like routine health checks, physical examinations, inoculation, vaccination
  • Regular treatment for pre-existing conditions
  • Maternity coverage if conception occurs before purchase of visitor health insurance

Factors that determine the cost of international travel insurance

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Length of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage will increase the cost of coverage.

Resourceful travel insurance information for new customers

Find the best travel insurance

Find out the best insurance for your budget and needs
Know more »

How does travel insurance work?

Claims process for expenses due to injury or sickness
Know more »

How to buy travel insurance?

Step by step guide to buying the best travel insurance online
Know more »

Travel insurance glossary

Commonly used international travel insurance terms
Know more »

Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Know more »

Compare travel insurance plans

Compare the best travel insurance plan for your needs
Know more »

What does visitor travel insurance cover?

Health care expenses

Covers hospital medical expenses for sickness or accidents during travel.

Doctor visit

Covers Doctor visits in case of sudden injury or sickness.

Pharmacy drugs

Expenses from Doctor prescribed eligible pharmacy drugs.

Pre-existing conditions

Some plans cover acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility if needed.

Repat of remains

Repatriation of remains expenses to home country in case of death.

Testimonials - From Our Customers

I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get... Know more »

Shrikant

I wasn't expecting an update so soon! I appreciate your customer service. Your service representative was prompt... Know more »

Ranjit

Thank you American Visitor Insurance customer service for meticulously following through. I truly appreciate it. Know more »

Meenakshi

USA travel insurance coverage highlights

What does Travel Medical Insurance cover? What is travel Insurance USA?

Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitor travel insurance to review specific coverage details offered by the different companies and insurance plans.

Medical coverage for accidents and emergency medical ailments

The high cost of healthcare in the US makes it imperative for travelers to have good travel health insurance while traveling outside ones home country. The best travel insurance medical maximum coverage varies based on the travel insurance plan chosen, however travelers have the option of getting coverage up to $1,000,000. The available medical maximum coverage however decreases for travelers over 70 years.

Doctors visit

This allows travelers to visit Doctors for sudden unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the travel insurance plan chosen, travelers do have the option of No Co-pay and $0 deductible.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs are covered up to $50,000, but this varies from plan to plan.

Surgery

Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.

Medical Evacuation

The best travel insurance provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains

The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler for any reason. While this depends on the travel insurance plan chosen, one can get repatriation coverage up to $50,000.

Emergency dental coverage

Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. Given all these benefits, it is important that international travelers buy the best travel insurance given the relative low cost of travel insurance when compared to the cost of healthcare. This is particularly important for Seniors citizens, as older travelers are most vulnerable and likely to need the benefits offered by the best USA travel insurance plans.

Steps to buy
US visitor travel insurance online

 Step 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Step by step travel insurance

Different types of US Visitors insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Travel insurance for foreigners in USA

Even as the threat of the Covid19 has reduced across the globe, the Covid situation remains fluid and is made more complicated with influenza and the respiratory syncytial virus (RSV) which are also spreading earlier and faster than usual in the US.

Given the pandemic, the Ukraine war and staffing disruptions in different airports across the globe, international travelers are understandably more concerned about safety while traveling. There is now an increased demand to buy the best visitors travel insurance.

Travel Insurance with covid coverage for visiting USA

To protect the trip it is advisable to get travel medical insurance with wide benefits like, trip cancellation, cancel for any reason, quarantine coverage, travel delay or interruption, baggage or personal belongings loss, medical expenses of COVID19, emergency medical evacuation and repatriation etc...

At American visitor insurance travelers can choose from a wide range of choices that cater to different travel and medical needs. Travelers can compare and add on benefits according to their specific requirement. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Cheap Covid travel insurance for visiting USA

Trawick International insurance

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. Travelers can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. Travelers can also download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

International Medical Group (IMG) insurance for Covid19

International Medical Group (IMG) travel insurance offers coronavirus insurance for USA with the Patriot America Plus and Patriot Platinum insurance plans. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage like any other illness up to the policy maximum.

Global Underwriters US visitor insurance

Diplomat America travel insurance by Global Underwriters offers coverage for covid19 as a new sickness. It is available for Non-US citizens or residents traveling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

Seven Corners visitors medical insurance

Travel Medical Plus Insurance offered by Seven Corners includes health insurance treatment benefit for COVID19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Countries that need travel insurance

Click here »

Covid19 travel insurance

Covid travel insurance, Travel insurance Covid19

US citizen Covid travel insurance
Covid travel insurance for US citizens.
Know more »
Covid travel insurance for tourists to USA
Travel insurance with covid coverage for USA.
Know more »
Travel insurance for outside USA with Covid coverage
Travel insurance covid for travel outside USA.
Know more »
International student insurance with Covid coverage
Best student travel insurance that covers covid.
Know more »
Cruises insurance with covid coverage
Covid19 travel insurance for cruises.
Know more »
Europe Schengen Visa Insurance with Covid coverage
Europe Schengen Visa Covid19 travel insurance.
Know more »
Covid19 Quarantine Trip Insurance
Covid trip delay & accommodation coverage.
Know more »
Covid19 Trip cancellation insurance
Trip cancellation insurance with covid19 coverage.
Know more »
Covid19 new US Immigrant insurance
US immigrant /Green Card Covid insurance.
Know more »
Covid19 travel insurance for expatriates
Expatriate covid19 travel health insurance.
Know more »

Resourceful Visitor insurance links

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Popular USA travel destinations

Travel insurance information

Travel flights

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

Explore »
Worldwide globe

Factors for travel insurance

Important factors for travel insurance to consider while deciding on the best visitors medical insurance.

Explore »
balance scales

Types of visitor insurance

Different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

Explore »
Suit case files

Claims procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

Explore »

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!