VisitorSecure Insurance Reviews

VisitorSecure Insurance Cost

Age & Citizenship
Destinations
Start Date
End date
world-trips

VisitorSecure insurance coverage for Covid19

Insurance plan offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days and must show proof of quarantine mandated by a physician or governmental authority. This quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. It is not available while in your home country and not subject to deductible.

VisitorSecure Insurance summary, VisitorSecure Insurance Review

Deductible options
$0 $100 $250 $500 $1,000 $2,500
Insurance provider
WorldTrips
VisitorSecure rating
A++ (Superior) Standard & Poor’s Rating: AA-
VisitorSecure insurance underwriter
Underwritten by Lloyds, London.
What is the eligibility to buy VisitorSecure insurance
  • Travelers traveling outside their home country and who are over 14 days of age.
  • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
  • VisitorSecure Links

    • Brochure
    • Details
    • Application
    • Advantages
    • Disadvantages
    • Claims
    • Renewal
    • Provider network
    • Fixed benefit plans

    VisitorSecure travel insurance, Cheap visitors insurance

    • Cheap travel insurance for USA and affordable plan.
    • Offers Coverage from $50,000 to $130,000.
    • Offers coverage for acute onset of pre-existing conditions up to the age of 70 years.
    View complete details of benefits

    Visitors Protect travel Insurance - Key Highlights

    • Visitor Secure is available for people traveling to the US and abroad.
    • Visitor Secure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
    • The plan has the following deductible options and overall policy maximum options for people of different age groups:
    • Deductible options Plan A Plan B Plan C Plan D
      Age 14 days to 59 years $0, $50, $100 $0, $50, $100 $0, $50, $100 $0, $50, $100
      Age 60 to 69 years $0, $50, $100 $0, $50, $100 $0, $50, $100 NA
      Age 70 to 79 years $100 or $200 $100 or $200 NA NA
      Age 80 and above $100 or $200 NA NA NA
      Overall policy maximum options Plan A Plan B Plan C Plan D
      Age 14 days to 59 years $50,000 $75,000 $100,000 $130,000
      Age 60 to 69 years $50,000 $75,000 $100,000 NA
      Age 70 to 79 years $50,000 $75,000 NA NA
      Age 80 and above $10,000 NA NA NA
    • Visitor Secure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
    • The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
    • Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
    • He Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
    • Emergency medical evacuation available for up to $50,000 lifetime maximum for age below 70.
    • Repatriation of remains is covered upt o $25,000 per member.
    • Emergency Quarantine Indemnity for Covid-19 is available with this plan with $50 a day for up to 10 days.

    VisitorSecure Insurance restrictions

    The is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

    VisitorSecure insurance information

    • VisitorSecure Insurance Advantages

      • Cheap travel insurance USA plan with limited coverage.
      • Covers acute onset of pre-existing conditions for travelers under 70 years.
      • This plan is suitable for international travelers going to US and US travelers traveling outside of US.
      • $50,000 & $75,000 Maximum coverage for 70-79 travelers.
      • No Co-insurance.
      • Good provider network.
      • Deductible per injury/illness.
    • VisitorSecure Insurance Disadvantages

      • It is a fixed benefit plan.
      • Only $10,000 coverage for 80+ travelers.
      • Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
    NEED HELP?

    Contact our customer service team, we are here to help you!

    What are some insurance terms important in Insurance reviews?

    • Plan Maximum coverage of travel insurance:
      This the maximum coverage that the plan would offer for the medical expenses. insurance offers maximum coverage up to $130,000. The coverage may vary for older travelers with reduced plan maximum. Age 80 or older - $10,000; Age 70 to 79 - $50,000, $75,000.
    • What is a deductible in visitors insurance?
      This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. insurance offer a set of deductible options for the travelers to choose from. insurance has a range of deductible option from $0, $50 and $100.
    • What is a provider network of Medical Insurance?
      It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
    • Renewability of Travel health insurance
      Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Insurance can be renewed for 364 days.
    • Eligibility to buy Insurance Online
      Travelers traveling outside their home country and who are over 14 days of age.US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
    • Pre-existing conditions Visitors Insurance for international travelers
      insurance offers coverage for acute onset of pre-existing conditions up to the age of 70 years for acute onset of pre-existing conditions.

    A working example of using VisitorSecure Insurance *

    Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
    • Insurance coverage is $50,000
    • Deductible is $100 per certificate period
    • Total medical expenses is $25,100
    The VisitorSecure plan covers clearly defined amounts for different medical situations up to a medical maximum coverage ($50,000). The insured must pay the deductible ($100). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay$16,950. This is the difference between the fixed amount the insurance pays and the actual billed amount.

    Expense Amount billed Amount Insurance Pays Amount Insured Owes
    Deductible $100 $0 $100
    Hospital Room Rent $9,000 (3,000 * 3 for 3 days) $4,350 (1,450 * 3 for 3 days) $4,650
    Surgery $15,000 $3,300 $11,700
    X Ray $1,000 $500 $500
    Total $25,100 $8,150 $16,950
    * Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

    VisitorSecure Insurance - Common Questions

    VisitorSecure Insurance- FAQ's

    01. Is Worldtrips travel insurance a reliable insurance company? Is Worldtrips insurance a good insurance company ?

    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and VisitorSecure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

    This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

    02. Is there coverage for Covid-19 illness in Worldtrips travel insurance?

    Worldtrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

    03. Is Worldtrips insurance a legit company?

    Worldtrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

    04. Can I buy travel insurance from Worldtrips?

    Worldtrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. Worldtrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

    05. What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?

    Worldtrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

    06. Why should I buy travel insurance from Worldtrips insurance?

    World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. Worldtrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. Worldtrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

    Get quotes for VisitorSecure Insurance!

    Review and compare the best VisitorSecure medical insurance quotes.

    Compare VisitorSecure Insurance quotes »

    Resourceful travel insurance links

    VisitorSecure Insurance FAQ

    Frequently asked questions and answer about travel insurance plans.

    Read more »

    VisitorSecure insurance blog

    Blog about cheap travel health insurance from IMG.

    Read more »

    VisitorSecure Insurance Claims information

    Claims information about the insurance.

    Read more »

    VisitorSecure Insurance Compare Plans

    Compare with other popular travel insurance plans.

    Read more »

    WorldTrips resourceful travel insurance links