Travel Medical USA Visitor Choice

Travel Medical USA Visitor Choice Insurance Cost

Age & Citizenship
Destinations
Start Date
End date

Travel Medical USA Visitor Choice Insurance Reviews

Insurance provider
Seven Corners
Plan life - 5 days to 364 days.
Travel Medical USA Visitor Choice Insurance can be extended or renewed online up to a total of 1,092 days.
Policy maximum
  • Ages 14 Days to 69 years:$50k $100k $150k
  • Ages 70 to 99 years:$50k $100k
Deductible options
  • Ages 14 Days to 69 years:$0 $50 $100
  • Ages 70 to 99 years: $100 $200
Travel Medical USA Visitor Choice Rating
AM Best Rating: "A" (Excellent)

Travel Medical USA Visitor Choice links

Key Highlights of Visitors Care

Travel Medical USA Visitor Choice Insurance - Key Highlights

  • This is another variant of the Choice plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100,000
  • This plan is also for Non US citizens coming to the US.
  • Some of the expenses for the benefits like chemotherapy, radiation therapy...need pre certification
  • Some of the expenses for the benefits like chemotherapy, radiation therapy, including diagnostic procedures...need pre certification
  • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
  • Mental and nervous disorder and substance abuse is covered like any other illness
  • Travel Medical USA Visitor Choice visitor insurance by SevenCorners is an affordable visitor travel insurance option for international travelers visiting the USA. Travel Medical USA Visitor Choice is a fixed benefit visitors insurance plan, where the price is affordable even for longer trips and is extendable up to 1,092 days. Travel Medical USA Visitor Choice travel medical insurance offers coverage for acute onset of pre-existing condition up to 79 years.

Seven Corners Travel Medical USA Visitor Choice Insurance Summary


Travel Medical USA Visitor Choice Underwriter

What is the eligibility to buy Travel Medical USA Visitor Choice Insurance?
  • It provides coverage for Non US citizen traveling to the U.S.
  • This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Travel Medical USA Visitor Choice Refund

Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

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Plan details of Travel Medical USA Visitor Choice Insurance

  • Travel Medical USA Visitor Choice Insurance Claims

    Please visit: Seven Corners Claims Forms
    Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
    Claims Department:
    Email: claims@sevencorners.com
    Fax: (+1) 317-575-2256
    Seven Corners, Inc
    Attn: Claims
    PO Box 211760
    Eagan, MN 5512

  • Travel Medical USA Visitor Choice Insurance Exclusions
    1. Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
    2. Claims not received by the Company or Administrator within ninety (90) days of the date of service;
    3. Treatment that is Investigational, Experimental, or for research purposes;
    4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
    5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
    6. Chiropractic care or acupuncture;
    7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
    8. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
    9. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
    10. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
    11. Vocational, occupational, sleep, speech, recreational, art, or music therapy;
    12. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
    13. Sleep apnea or other sleep disorders;
    14. Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
    15. Congenital abnormalities and conditions arising out of or resulting therefrom.
    16. Temporomandibular joint;
    17. Occupational Diseases;
    18. Exposure to non-medical nuclear radiation or radioactive materials;
    19. Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
    20. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
    21. Human organ or tissue transplants
    22. Exercise programs whether prescribed or recommended by a Physician or therapist;
    23. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
    24. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
    25. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
    26. Hazardous Activities;
    27. Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto and excluding non-competitive, recreational, or intramural activities;
    28. Abuse, misuse, illegal use, overuse, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
    29. Terrorist Activity except as provided in the plan document; War, Hostilities, or War-Like Operations;
    30. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
    31. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
    32. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
    33. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
    34. You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
    35. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
    36. Travel accommodations;
    37. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
    38. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (ii) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
    39. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
    40. Participating in contests of speed or riding or driving in any type of competition; and
    41. Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.
  • Travel Medical USA Visitor Choice Insurance Restrictions
    • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
    • Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
    • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
  • What is pre-certification requirements for Travel Medical USA Visitor Choice insurance
    Travel Medical USA Visitor Choice Insurance Pre-Certification
    The following expenses must always be pre-certified in the U.S. only:
    1. Outpatient surgeries or procedures;
    2. Inpatient surgeries, procedures, or stays including those for rehabilitation;
    3. Diagnostic procedures including MRI, MRA, CT, and PET Scans;
    4. Chemotherapy;
    5. Radiation therapy;
    6. Physiotherapy (must include physician’s recommendation and treatment plan); and
    7. Extended Care Facility.
    To comply with the pre-certification requirements, you must:
    1. Contact Seven Corners Assist before the expense is incurred;
    2. Comply with Seven Corners Assist’s instructions;
    3. Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
    Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. If you do not comply with the pre-certification requirements:
    1. Covered expenses will be reduced by $500; and
    2. The deductible will be subtracted from the remaining benefit amount.
    Pre-certification does not guarantee coverage, payment, or reimbursement. Eligibility, coverage, and payment or reimbursement is subject to the terms, conditions, provisions, and exclusions in the plan document.

Seven Corners Covid19 Visitor insurance

Travel Medical USA Visitor Choice does not cover Covid 19, Travel Medical Plus covers Covid 19. Seven corners has introduced Covid19 travel insurance coverage through Travel Medical Plus plan. Travel Medical Plus provides travel insurance coverage for Coronavirus.

Travel Medical USA Visitor Choice visitor insurance - Frequently asked questions

01. Is seven corners a real insurance company? Is Seven Corners Legit ? Is Seven Corners a good insurance company ?

Seven corners Inc. has been offering travel insurance products since 1997. Seven corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Travel Medical USA insurance products Seven corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

02. What are the benefits of Travel Medical USA travel insurance?

Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

03. What is the coverage area of Travel Medical USA Visitor Choice travel insurance?

Travel Medical USA Visitor Basic insurance provides coverage for Non US citizen traveling to the U.S. This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

04. Does Travel Medical USA Visitor Choice Insurance covers pre-existing conditions?

Yes, Travel Medical USA Visitor Choice offers coverage for Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.

05. How much does Travel Medical USA Visitor Choice travel insurance cost?

The cost of the Travel Medical USA Visitor Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

06. How do I purchase Travel Medical USA Visitor Choice Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical USA Visitor Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical USA Visitor Choice health insurance from licensed insurance agents.

07. What are the requirements for applying Travel Medical USA Visitor Choice Insurance?

The main requirements for applying for Travel Medical USA Visitor Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

08. What if the traveller pays for a healthcare service and needs reimbursement?

Refer the Travel Medical USA ID card provided by SevenCorners insurance at the time of enrolment. This has all the necessary information for reimbursement.

09. How to use Travel Medical USA Visitor Choice while receiving treatment?

When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Choice insurance. Show them your Travel Medical USA Visitor Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

10. I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Choice Insurance?

Yes Travel Medical USA Visitor Choice insurance is available up to a maximum of 3 years. Visitors and Immigrants to USA can renew Travel Medical USA Visitor Choice insurance online to extend their coverage.

11. How can I cancel Travel Medical USA Visitor Choice insurance?

If your travel plan is changed and want to cancel Travel Medical USA Visitor Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

Full refund of premium.

Cancellation after effective date:

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

12. What is the meaning of acute onset of pre-existing conditions?

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

13. Does Travel Medical USA Visitor Choice insurance covers pre-existing conditions?

Travel Medical USA Visitor Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

14. How can one use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United states?

Visitors to USA can review this article on how to use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United States.

15. What is the meaning of “Travel Medical USA Visitor Choice insurance is a fixed benefit plan”?

Travel Medical USA Visitor Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

16. How does Travel Medical USA Visitor Choice insurance offer coverage for medical expenses?

Travel Medical USA Visitor Choice insurance offers fixed benefit coverage. After the deductible amount, Travel Medical USA Visitor Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Travel Medical USA Visitor Choice insurance working example

17. Which is the best visitor insurance in USA?

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions.

We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

18. Do Seven corners travel insurance cover Covid?

Yes, Sevencorners covid insurance has Covid19 coverage as any other illness with their Travel Medical plus plan. The Travel Medical Plus insurance product covers covid19 for international travelers and this coverage benefit is provided regardless of the variant of SARS-CoV-2.

19. Does Seven corners offer Cancel for Any Reason Insurance?

Yes, Seven corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.

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Travel Medical Choice Insurance Benefits

  • Medical Maximum Options
    (Worldwide Excluding the United States)
    Ages 14 days to 69 years: $50,000; $100,000; $150,000
    Ages 70 to 99 years: $50,000; $100,000
    Deductible Options
    (Worldwide Excluding the United States)
    Ages 14 days to 69 years: $0; $50; $100
    Ages 70 to 99 years: $100; $200
  • Hospital Room & Board, including Laboratory Tests, X-Rays, Prescription Medication, Extended Care Facility and other Up to $1,100/day, 30 day maximum
    Hospital Intensive Care Unit Additional $500/day, 8 day maximum
    Surgery(Inpatient & Outpatient) Up to $3,000
    Anesthetist(Inpatient & Outpatient) Up to $500
    Assistant Surgeon(Inpatient & Outpatient) Up to $500
    Physician Visits, including Urgent Care(Inpatient & Outpatient) $75 per visit, 1 per day 30 visits maximum
    Consulting Physician when requested by attending Physician Up to $250
    Private Duty Nursing Up to $500
    Pre-Admission Tests within 7 days of Hospital admission Up to $750
    Diagnostic Basic(X-ray & Laboratory Tests) Up to $500
    Diagnostic Comprehensive (PET, CAT, MRI) Up to $750
    Prescription Drugs and Medications Up to $200 per Period of Coverage
    Outpatient Surgical Facility Up to $750
    Initial Orthopedic Prosthesis or Brace $1,000
    Mental Illness including Substance Abuse Same as any Illness
    Medical Equipment Rental $1,200
    Physiotherapy $40 per visit, 1 per day 12 visits maximum
    Pre-certification 25% penalty
  • Local Ambulance $300
    Hospital emergency room Up to $350
  • Benefit period 180 days
    Emergency medical evacuation** $100,000
    Return of mortal remains** $20,000
    Local Cremation or Burial $20,000
    Terrorist Activity $25,000
    International Travel Coverage Up to medical maximum
    Incidental trips to Home Country* $25,000
    24/7 Travel Assistance Services Included
    *This benefit is only available if you purchase a minimum 30 days of coverage
    **These benefits must be arranged by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits.
  • Dental Emergency — Accident Coverage Up to $500
    Dental Emergency - Sudden Relief of Pain Up to $500
  • Common Carrier Accidental Death and Dismemberment $25,000 per Insured Person(aggregate limit of $125,000 per any oneaccident)
  • Common carrier accidental death Members under age 18: Up to $5,000 principal sum
    Members age 19-80: $20,000 principal sum
    $250,000 aggregate limit per total insureds on plan
Excess Insurance : All coverages except Accidental Death & Dismemberment are in excess of other insurance or similar benefit programs and apply only when such benefits are exhausted. This plan is secondary coverage to other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance programs or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.

Faq about Seven Corners travel insurance coverage for Covid19

01. Will International travel insurance policies cover COVID-19 if they stay in one country or if they travel or not at all?

International travel insurance will cover all expenses from Covid-19.

02. Many travelers are currently stuck in countries with their other policies running out and non-renewable. Can they purchase a International travel insurance policy?

Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.

03. Will International travel insurance policies cover any other illness, injury or accident as long as the person does not travel?

Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.

04. Can they travel (say from US to Canada and back)?

If the US government allows them to travel then yes!

Seven Corners travel medical insurance coverage for Covid19

  • If you become ill with Covid19 and see a doctor and/or go to the hospital during a trip, your medical expenses can be covered.
  • If you require an emergency medical evacuation and repatriation* due to Covid19, this can be covered.
  • If you reside in New York, Colorado, Maryland, or South Dakota, benefits on your plan may include coverage for a Missed Connection related to COVID-19.
  • To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
  • Covered reasons that could apply for COVID-19 include:
  • Any delay of a common carrier (the delay must be certified by the common carrier)
  • Quarantine

*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.

Seven Corners Insurance related coverage

Seven Corners Insurance related coverage

Provider network and how to find hospital or doctor?

You may use our network provider search to find a physician or hospital in your area. However, because there is not a PPO network for these plans, network pricing will not apply.

You need to be prepared to pay for medical services and prescription medications when you receive them. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

When you visit a medical provider, explain to them that you have insurance. Show them your card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility.

Resourceful links of Seven Corners insurance

Seven Corners insurance FAQ

Frequently asked questions and answer about travel insurance plans.

Read more »

Travel Medical USA Visitor insurance blog

Blog to compare different fixed benefit visitor insurance plans.

Read more »

Travel Medical insurance forum

Customer queries about Travel Medical insurance plan.

Read more »

Travel Medical Choice blog

Blog about Travel Medical Choice visitor medical insurance.

Read more »

Seven Corners international travel insurance - Resourceful links