Study USA Insurance Forum

Plan benefits of Study USA insurance, Study USA HealthCare Review

Age
Spouse
Start Date
End Date
Coverage
Citizenship
Study USA Basic
Plan Maximum
Deductible
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Study USA Standard
Plan Maximum
Deductible
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Study USA Preferred
Plan Maximum
Deductible
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Study USA Platinum
Policy Maximum
Deductible
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Study USA Insurance forum

01.  Study USA Insurance Coverage for international travel

questionHello,
My wife(60) and I(65) need to be in US as J1/J2 exchange scholars for 1 year starting 8th December 2015. During this time we would visit other countries in South America, Canada, Egypt... Can you suggest suitable health insurance for J1/J2 combined with international travel? We are covered in India.


Regards,
Udayan

questionDear Udayan,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
Here is the health insurance option available for you and your wife:
STUDY USA from USI Travel Insurance Services: This plan meets the J Visa requirements. There are 2 types of plans available under this plan. This plan should cover you anywhere outside your home country. There is a 15 days incidental home country coverage available for 3 months of effective coverage of the plan.

For more details on this plan, check this link on our website:
Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
02. Study USA Insurance Coverage for applicant from Japan

questionHello,
I am a 37-year old J1 visa holder (visa is from 10/1/2015 to 9/30/2016). I am living in Japan and will go to U.S. on 9/13/2015. I want to subscribe to the health insurance which covers the period from 10/1/2015 to 9/30/2016.
Could you make sure whether your plan meets the following conditions?
If you have multiple plans meeting the following conditions, please specify the plan with the lowest cost.
Required Coverage:

  • No overall maximum dollar limit for medical coverage
  • Annual deductible of no more than $500
  • Coinsurance that does not exceed 25%
  • Medical evacuation coverage must be at least $50,000
  • Repatriation coverage must be at least $25,000
  • Pre-existing conditions must be covered with no waiting period or exclusions or dollar limits
  • Maternity must be a covered benefit
  • Mental Health and Substance Abuse services must be a covered benefit
  • Preventive Care & Wellness Services must be covered with no cost (includes immunizations and screening tests)
  • Prescription drugs must be a covered benefit
  • Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government
Thank you for your consideration. I am looking forward to hearing from you.
Sincerely,
Akihiro Shimomura

questionDear Akihiro,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
For your criteria, here is the plan that is best suited:
STUDY USA from USI Travel Insurance Services: This plan meets the J Visa requirements. There are 2 types of plans available under this plan. This plan covers all the requirements you have mentioned. This also covers one wellness exam 100%. Please see if your University agrees with this plan.
  • STUDY USA Standard:
    This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
  • STUDY USA Preferred:
    This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.
Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
03. J1 visa insurance for staying in the state of Maryland

questionHello,
My name is David and my wife is on J1 and I am on J2. I am 44 and my wife is 49. My kids are 10 and 8. I need a health insurance plan that covers J Visa requirements. I am in the state of Maryland. Your help with this is appreciated!
Thanks,
David

questionDear David,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
For your criteria, here is the plan that is best suited:
STUDY USA from USI Travel Insurance Services:
This plan meets the J Visa requirements. This is available for the state of Maryland. There are 2 types of plans available under this plan.
(I) STUDY USA Standard:
This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
(ll) STUDY USA Preferred:
This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.

For more details on this plan, check this link on our website:

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
04. Health insurance to cover mental health disorders

questionHi,
I am coming to US on J1 Visa. I will be living in the state of Maryland. I need health insurance that satisfies J Visa requirements and also provides coverage for Mental Health disorders. I was looking at your website and I am interested in Visit USA plan. I will look forward for your response on this.
Thanks,
Vishal

questionDear Vishal,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
For your criteria, here is the plan that is best suited:
STUDY USA from USI Travel Insurance Services: This plan meets the J Visa requirements. This is available for the state of Maryland. There are 2 types of plans available under this plan.
(I) STUDY USA Standard:
This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
(ll) STUDY USA Preferred:
This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.
This plan provides 90% of Usual, Reasonable and Customary charges up to $10,000

For more details on this plan, check this link on our website:

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
05. J1 visa insurance with wellness checkup and sports cover

questionHi,
I am a J1 Visa holder and I need an insurance plan that satisfies the J1 Visa requirements as well as provide coverage for routine check ups and sports. Is there a plan that might provide such coverage?
Thank you,
Alexandra

questionDear Alexandra,
Thank you for contacting us at American Visitor Insurance for your Student insurance needs!.
STUDY USA from USI Travel Insurance Services:
This plan meets the J Visa requirements. There are 2 types of plans available under this plan.
(I) STUDY USA Standard: This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150.
(ll) STUDY USA Preferred: This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150.
This plan offers one wellness exam with 100% coverage for the certificate period. This plan also has sports activity coverage available.

Another plan that offers preventive care is given below but not sure if this plan is available for the state you are visiting in US. Please go to the below link where you can view the plan details and get quote information: Navigator student plan from GeoBlue: Navigator for Student

Please let us know if you need further help!

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Study USA insurance - Frequently asked questions

01.  Does Study USA Insurance cover covid illness?

Travel Insure Covid19 travel insurance by Study USA Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

02.  How do I get the college waiver form for Study USA?

After purchasing Study USA insurance, please fill in your portion of the information in the college waiver form and sign it. The form has to be sent to Travel insurance Services either though fax at (610) 537-9851 or through email it to susa@travelinsure.com. Travel Insurance Services will complete the form and fax it back to the school within one business day.

03.  Can I buy Study USA if I am already outside my home country and studying?

Yes, you can buy Study USA insurance as long as you satisfy the eligibility requirements.

04.  Can the Study USA insurance plan be renewed?

Yes, the Study USA plan can be renewed up to a period of 4 years as long as the eligibility requirements are satisfied.

05.  How do I renew my coverage?

The Study USA plan can be renewed before the existing policy expires. You can renew the plan at
Study USA Renewal

06.  While renewing the Study USA plan, can an eligible dependent be added?

Yes, an eligible spouse or child can be added to the plan while renewing it.

07.  How does the insurance cover my expenses whether I treated in the student health center, inside a PPO network or outside PPO network?

For Non US students in USA

Treatment at the student health center can enjoy the in-network benefit.

Treatment within the PPO network - Expenses are covered at a lower deductible and coinsurance than when you get treated outside network.

The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.

For US students studying outside USA

Treatment at student health center or any doctor or hospital can enjoy the in-network benefit.

If treated at a student health center first can waive the deductibles.

The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.
PPO Network

08.  Are pre-existing conditions covered by Study USA?

Yes, pre-existing conditions are covered after a waiting period of a minimum of 6 months

09.  Is pregnancy covered by Study USA?

Yes, pregnancy is covered if the conception occurs after the plan effective date.
No coverage for pregnancy of the dependent child.

10.  Does Study USA cover travel outside US?

Yes Study USA offers worldwide coverage for students outside their home country.
For every 3 months of coverage, Study USA offers 15 days of coverage in the home country.

11.  What are the hospitalization expenses that must be pre-certified?

The following expenses must always be pre-certified:

  • Inpatient care
  • Any Surgery or Surgical Procedure
  • Care in an Extended Care Facility
  • Home Nursing Care
  • Durable Medical Equipment
  • Artificial limbs
  • Computerized Tomography (CAT Scan)
  • Magnetic Resonance Imaging (MRI)
  • Maternity
  • Newborn care
12.  If there are no in-network doctors or hospitals in my area, where can I get the treatment?

You can use an out-of network doctor or and out-of network benefits will be paid.

13.  If there are changes in my policy how do I get it corrected?

The corrections can be sent to susa@travelinsure.com, or by fax or mail and they will confirm the corrections.
Please send the applicant's name, a daytime phone number and reference your Transaction Number.
Contact Information:
Email: susa@travelinsure.com
Fax: 610-537-9828
Mail: Travel Insurance Services
3070 Riverside Drive
Columbus, OH 43221
USA
If there is a rise in premium, payment can be done by fax or mail. When sending credit card details, please include the credit card number, expiration date, security code, and a statement authorizing Travel Insurance Services to charge the additional amount.

Resourceful Study USA insurance information links

Related Forum Entries

  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens traveling outside USA
    4. US citizens visiting Australia
    5. Pre Existing Conditions
    6. Coverage for Australians
    7. Senior Citizens
    8. Family
    9. Maternity
    10. Atlas Travel Policy
    11. Puerto Ricans visiting mainland USA
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    14. How an insurance plan works?
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  2. Student Insurance Forum
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    2. Study USA Insurance
    3. Patriot Exchange
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  3. Adventure Sports Coverage
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  4. J1 Visa Insurance Forum
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  12. Insurance Clarification Forum
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  15. Trip Cancellation insurance
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Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Travel Medical Policy
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
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Best health insurance for international students in USA

Covid19 J1 visa coronavirus insurance for exchange scholars in the US

There are many J1 visa holders currently in the US either without proper J visa coronavirus health insurance, or having medical insurance that does not provide coverage for Covid19. At American Visitor Insurance, we are committed to getting you the best Covid19 J1 visa medical insurance coverage available in these uncertain times.
These are some of the few Covid19 J1 visa health insurance. These plans satisfy J visa requirements and cover medical expenses arising from Covid19 illness. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
There are also many J1 visa holders currently stranded in the US who are not enrolled in any courses. In this situation they are not limited to buying j1 visa insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for exchange scholars in the US while they are not enrolled in courses. J1 visa holders can review and compare visitor insurance plans and find Covid19 USA J1 visa insurance coverage that fit your needs. Please know we are here to help you make the best, informed decision to get Covid19 J visa health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.


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