| Insurance Providers |
 |
 |
| Covid19 coverage |
Seven Corners Travel Medical coronavirus travel insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2
|
Atlas Premium Insurance covers eligible costs related to COVID-19. |
| Medical Maximum Options |
Worldwide including US
Age 14 days to 69: $50,000, $100,000, $500,000, $1,000,000
Ages 70-79: $50,000, $100,000
Age 80 or older: $10,000
Worldwide excluding US
Age 14 days to 64: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 65-74: $50,000, $100,000 |
Age 80 or older - $10,000
Age 65 to 79 - $50,000, $100,000
All others - $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000. |
| Deductible Options |
Worldwide including US
$0, $100, $250, $500, $1,000, $5,000
Worldwide excluding US
Age 14 days to 64: $0; $100; $250; $500; $1,000; $5,000
Ages 65-74: $0; $250; $500; $1,000; $5,000 |
$0, $100, $250, $500, $1,000, $2,500, or $5,000 |
| Coinsurance |
Inside the United States: In ppo network: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
Out of ppo network: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
Outside the United States:The plan pays 100%
|
We will pay 100% of eligible expenses after the deductible up to the
overall maximum limit. |
| Medical Benefits |
| Hospital room and board |
URC to medical maximum |
Average semi-private room rate, including nursing services. |
| Intensive care unit |
Up to the overall maximum limit |
Up to the overall maximum limit |
| Urgent Care Clinic |
URC to medical maximum $20 copay |
$15 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay |
| Hospital indemnity |
$150 per overnight inpatient confinement, maximum limit of 30 overnights. Not subject to deductible |
$100 per day of inpatient hospitalization (not subject to deductible or coinsurance). |
| Emergency Services |
| Emergency local ambulance |
Up to $10,000 |
Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. |
| Hospital emergency room |
URC to medical maximum up to $100 copay |
Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) |
| Dental |
| Emergency dental treatment |
$250 maximum limit due to accident and $100 for sudden relief of pain |
Up to $300 (not subject to deductible or coinsurance) |
| Evacuation |
| Emergency medical evacuation |
Up to $500,000 |
Up to $1,000,000 lifetime maximum, except as provided under *Acute Onset of Pre-existing Condition. Not subject to deductible or overall maximum limit.0 |
| Emergency reunion |
$200 per day, 10-day limit $100,000 maximum |
Up to $150,000 subject to a maximum of 15 days (not subject to deductible ) |
| Return of mortal remains or cremation/burial |
Up to $50,000 |
Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.0 |
| Return of minor children |
$50,000 maximum limit. Not subject to deductible |
Up to $50,000 (not subject to deductible or coinsurance). |
| Political evacuation and repatriation |
$10,000 |
Up to $150,000 lifetime maximum (not subject to deductible ) |
| Terrorism |
$25,000 maximum limit. Not subject to deductible |
$50,000 maximum limit. Not subject to deductible |
| Natural disaster evacuation |
$50,000 maximum limit. Not subject to deductible |
Up to $500 a day for 5 days (not subject to deductible ). |
| Personal liability |
$50,000 |
Up to $100,000 lifetime maximum
Up to $100,000 third person injury
Up to $100,000 third person property
Up to $2,500 related third person property |
| Trip interruption |
$5,000 maximum limit. Not subject to deductible |
Up to $15,000 (not subject to deductible ) |
| Acute Onset of Pre-Existing Condition |
| Acute Onset of Pre-Existing Conditions |
Worldwide Including the United States:
- Ages 14 days to 69 years: $50,000
- Ages 70 to 79 years :$5,000
Worldwide Excluding the United States:
- Ages 14 days to 64 years: $50,000
- Ages 65 to 74 years :$10,000
|
Covers up to overall maximum limit, under age 80.Covers emergency medical evacuation up to $25,000 lifetime maximum (excludes chronic and congenital conditions)
|
| Life |
| AD&D |
primary Insured or Travel Companion $25,000 Principal Sum
Eligible Dependent Children $5,000 Principal Sum
Aggregate limit of $250,000 for total number of insureds on the plan |
Members under age 18: Up to $5,000 lifetime maximum.
Members age 18-69: Up to $25,000 lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum.
Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25,000 |
| Common carrier AD&D |
primary Insured or Travel Companion $50,000 Principal Sum
Eligible Dependent Children $10,000 Principal Sum
Aggregate limit of $250,000 for total number of insureds on the plan |
Up to $50,000 for ages 18 through 69
Up to $10,000 under age 18
Up to $25,000 for ages 70 through 74
Up to $12,500 for ages 75 and older
Maximum of $250,000 for any one family or group. |
| Unique Advantages |
Travel Medical Plus Insurance Advantages:
- Comprehensive visitors insurance.
- Travel Medical Plus also covers terrorism, emergency medical reunion, return of minor children, trip interruption and baggage loss.
- Only one time deductible per period of coverage.
- Cancellation and refund of full premium before policy start date.
- With minimum $50,000 coverage and $0 deductible, this plan satisfies Schengen visa up to the age of 79 years.
|
Atlas Premium Insurance Advantages:
- Atlas Premium provides coverage with higher benefit limits.
- It is ideal for shorter trip or you are seeking more extensive coverage as you travel abroad.
|
| Travel Insurance |
| Underwriter |
Travel Medical Plus Insurance Underwriter
For Including USA Underwritten by Crum & Forster SPC
For Excluding USA Underwriters at Lloyd’s, London
|
Atlas Travel Insurance Underwriter
Lloyd's |
| Rating |
Travel Medical Plus Insurance Rating
AM Best Rating: "A" (Excellent)
|
Atlas Travel Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA- |
| Brochure and Details |
|
|
Best Travel insurance for Covid - Know more
