Student travel insurance USA, International student travel insurance

Find the best international student health insurance plan for your needs.
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Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

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Sports coverage required?

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Maternity coverage required?

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Travel insurance with vacation cost coverage included?

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   Students insurance cost details

US student travel insurance

Student travel insurance covers specific needs and risks of US students traveling or studying abroad. It provides coverage for medical expenses, trip cancellation, loss of baggage, personal liability, any sporting activity and more while outside the USA. When US students are traveling abroad, either in a group or alone, be it for a short trip, or for longer stays of a semester abroad, it is important to have the best student insurance from the US since healthcare is different outside the US and this US student health insurance can provide access to the best healthcare available. Having good student travel insurance will also help US students with trip cancellation insurance or any trip interruption expenses given the likely disruptions in international travel while outside the United States. US students may also want to look for additional features such as cancel for any reason (CFAR) travel insurance, which allows you to cancel your trip for any reason and get a partial refund of your trip cost.

What does international student health insurance cover?

Doctor Visit

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Pre-existing conditions

International students who need coverage for existing medical ailments.

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repat of remains

Repatriation of remains expenses to home country in case of death.

Testimonials - From Our Customers

Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance.
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Ron W

I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service. Great thanks to your support staff.
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Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.
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Amanda

Resourceful health insurance information for international students...

Find the student insurance cost

Find out the best insurance for your budget and needs.

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How to buy student insurance?

Step by step guide to buying the best travel insurance online.

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Student group insurance

Best student group travel medical insurance.

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Student Compare Coverage

Compare International health insurance for students in USA

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Student travel insurance to USA

  • American students studying outside the US can buy these student travel medical insurance plans.
  • International student insurance plans are cheaper than you might expect!
  • Groups of 2 or more students enrolled in a university can view the "Group insurance quotes".
  • Travel tips for "US students studying abroad".
Factors to consider While buying travel insurance for students studying abroad

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Best health insurance for international students in USA

Which is the best student insurance in USA?

Health insurance for F1 students in USA, Medical insurance for international students

  • Patriot Exchange Covid insurance offers coverage for coronavirus sickness.
  • IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars.
  • Student Health Advantage insurance offers Covid19 international student health insurance for medical expenses due to Covid illness.
  • This plan may be renewed for up to five years.
  • Student Secure provides excellent insurance cover to international students and scholars outside their home country.
  • WorldTrips Student health insurance by Student Secure Insurance covers Covid19 illness for international students outside their home country.
  • Study USA student insurace includes coverage for Covid19 illness.
  • tudy USA Health Insurance provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad.
  • GeoBlue Navigator Student coronavirus insurance offers coverage for medically necessary COVID-19 testing and treatment is covered.
  • Offers worldwide coverage for international students and faculty outside their home country.
  • Offers Unlimited annual and lifetime medical maximum.
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered
  • Exceeds J-1 visa requirements
  • No waiting period associated with any preventive services.

Factors for the cost of US student travel insurance

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum medical coverage

The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

Steps to buy
Best International student insurance

 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

 2: Compare the different medical insurance options from the student insurance quotes for USA student visa requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the student health insurance that you like best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance
international students in USA

Travel insurance for US students traveling outside USA

US travel health insurance providers have student plans suitable for US students studying abroad. It is very important for US students traveling outside of the United States to have a suitable health insurance plan to cover them for any sickness or unexpected injury. The following are Four popular international student plans. Students can also use our compare facility to view more plans if needed.

Each of the plans vary slightly in terms of benefits and price. If the University has any specific requirements, please feel free to contact us on the phone or by email. Students can buy best student travel insurance plans online without any additional paperwork. After completing the transaction, the customer will receive a confirmation email from insurance provider instantly which will have the ID Card and policy details attached to it.
Click here for popular countries for US Students study abroad »

student group travel insurance

Student group travel insurance

If more than two students are traveling overseas, you can buy the student group insurance plan. Buying a group insurance plan makes it easier to administer the plan as well as works out to be cheaper than buying individual student travel plans.

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Steps to buy F1 visa international student insurance in the USA

international student insurance USA
The steps for buying the best student health insurance for international students in the US are:
  • Find out from your University/School/College if they a health insurance policy for international students.
  • If they offer a plan, is it mandatory to buy that University plan, or do they allow other student insurance plans.
  • If you are allowed to buy outside student insurance, then compare student insurance plans offered on American Visitor Insurance.
  • Compare the international student insurance here with the University plan based on price as well as coverage benefits.
  • You can also buy health insurance for F2 visa holders and medical insurance for J2 visa holders if required.
  • Select the international student health insurance plan that best fits your budget and needs.
  • On buying the US student insurance plan online, you will receive all the relevant documents by email.

Advantages of our US Student insurance compared to University insurance

  • The student medical insurance on American Visitor Insurance are designed specifically for international students.
  • Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
  • These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
  • Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
  • We offer student insurance plans for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
  • The student insurance plans on American Visitor Insurance moves with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the student insurance is valid in the new University as well.
  • These student insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
  • We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.

International student insurance, Cheap student travel insurance FAQ’s

01. Does student insurance cover covid19 illness?

There are some USA Covid student insurance plans available for travel that cover covid19 as a new illness. International student can compare best Covid student insurance plans and buy it online. These US covid student insurance plans are available for student to the US, US citizens and US residents studying abroad as well as non US student studying outside their home country.

02. Do I need travel insurance for student travel?

All students should have travel insurance student for international travel. Health care costs outside your home country are very high and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is of course, highly recommended, but accidents happen to us all and when we least expect. Students should have the best student travel health insurance plans before any emergency situation arises so that you do not find yourself in serious debt.

03. Can international students get health insurance? How do students get student travel insurance to USA?

Yes international students can get student travel health insurance. International students can buy the best study abrroad travel insurance quite easily online. Students can compare different international study abroad travel insurance plans online and then buy the best student travel health insurance for students studying abroad to get coverage as early as the following day.

04. What is student travel insurance?

Student travel insurance is a specialized insurance designed to provide coverage for students international outside their home country for academic purposes, such as studying abroad, participating in exchange programs, or pursuing higher education.

05. Why do I need student travel insurance for the USA?

Student travel insurance is important since it offers financial protection against various unforeseen events, such as medical emergencies, trip cancellations, baggage loss, and other travel-related issues. Healthcare and travel related costs in the USA can be extremely high, so having the best student travel insurance is crucial.

06. What does student travel insurance typically cover?

The student travel insurance coverage offered in American Visitor Insurance varies based on the insurance provider and plan, but typical inclusions are medical expenses, emergency medical evacuation, trip cancellations, trip interruptions, baggage loss, and personal liability.

07. Does student travel insurance cover pre-existing medical conditions?

Not all plans cover pre-existing medical conditions, but some US student travel policies offered in American Visitor Insurance offer limited coverage or require an additional premium for such conditions. It's essential to check the policy details and discuss this with the insurance provider.

08. Are there any age restrictions for student travel insurance?

Most student travel insurance plans are available for individuals between the ages of 16 and 35. However, age restrictions can vary among insurance providers offered in American Visitor Insurance.

09. How long can I purchase student travel insurance for?

Student travel insurance policies available in American Visitor Insurance have flexible availability, ranging from a weeks to a few years, depending on the length of your academic program.

10. Can I extend my student travel insurance if needed?

Most insurance providers offered in American Visitor Insurance allow policy extensions, but it's essential to inquire about the extension options and any limitations beforehand.

11. Do I need to buy insurance from a specific provider recommended by my educational institution?

While some educational institutions may recommend or have tie-ups with certain insurance providers, you are generally free to choose any reputable insurance company available in American Visitor Insurance that offers suitable coverage for your needs.

12. How do I file a claim if something goes wrong during my travel?

To file a claim, you will need to contact your insurance provider's claims department as soon as possible. They will guide you through the process and provide the necessary forms and information.

13. Can I use student travel insurance for personal travel during my stay in the USA?

Yes, in most cases, you can use your student travel insurance for personal travel within the USA. However, it's essential to compare the different plans using the student travel insurance comparison tool in American Visitor Insurance to review the details to ensure that it covers your needs well.

Student benefits

Popular student insurance coverage benefits.
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Maternity Coverage

Health insurance plans offering coverage for pregnancy, maternity and new born baby.
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Sports Coverage

Medical insurance plans offering coverage for high schools sports and other group sports activities.
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Pre-existing Coverage

International student medical insurance for students who need coverage for existing medical ailments.
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Obamacare for international students in US

Do international students in the US have to comply by the Affordable care act (ACA) rules? The individual mandate of the ACA is being repealed by the Trump administration, however this repeal comes into effect from December 31 2018. In any case, since international students are considered as Non Residents, they are not required to comply by ACA commonly known as Obamacare. However if the student has been in the US for more than Five years, the ACA rule will come into effect.

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Obama care student insurance

Student travel medical insurance for international students in US

Millions of students annually aspire to study abroad outside their home country simply for the global exposure, but also for better opportunities. Canada, the UK, Australia, France, China, Germany and the United States are some of the popular destinations for International students. The US has by far been the most popular student destination for many years now, and has seen thousands of students flocking from China, India, Korea, Taiwan, Japan, Saudi Arabia, Brazil, the UK, France, Pakistan, Bangladesh ...

Studying outside one’s home country permits students to learn about new culture giving them opportunities and go beyond the visitor’s status and live as a local for months and few years together. Most of the international travelers who visit abroad on leisure after their return to their home country would say “I wish I would have studied abroad.” And even some students who had studied abroad wish that their course had not yet come to an end so soon

A big step in life is going to collage outside the home country! Looking forward to experience the new life, the life far from the comfort zone, recognizing to live on them for the first time and a new sense of freedom away from home is thrilling, while the student enjoys the various experiences often forget that becoming ill outside the home is not easy. It’s very difficult to go through illness and feel sick, vulnerable away from family without proper care. Hence getting proper international student medical insurance is very essential.

Research have shown that students often fall sick with common illness like cold, stomach flu, allergies, stress, and common flu. These sicknesses that are mentioned are contagious very easily as international students live in close quarters dorms, short of sleep due to studies, adjusting to new type of food and few who want to explore the nightlife. These instances can also lead to weaker immune system if the students don’t follow a correct balance in health and lifestyle. Even though these illnesses are not a severe illness, if ignored often develops into more severe conditions and additional ailments.

Many US universities offer student insurance and health insurance specialists are present on campus to advise students. These health insurance specialists explain how in the US the health care system works for international students. Additionally, the student should also check for required formalities need to obtain a student medical insurance. Buying student medical insurance is like purchasing an assurance to the student for safeguarding from all unforeseen medical emergencies that may occur while studying abroad.

There are many platforms for you to buy student insurance however America visitor insurance provides international students the most affordable international student insurance comparable to University insurance coverage by offering the important factors to consider while buying student health insurance. This online insurance provider makes it easier for the students to purchase the student medical insurance by comparing different US insurance companies and buy the one that best meets your needs.

j1 visa

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

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F2 dependents

Insurance plans for dependents of an F1 visa holders.

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US Student Abroad

Insurance plans for US students studying outside their home country.

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student health insurance.

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M1 visa holders

Medical insurance for students on vocational training.

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Resourceful student travel insurance information

Student travel insurance FAQs

Commonly asked questions about international student travel insurance.
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Student insurance resources

Here are some useful resources to help you understand insurance.
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Factors for student insurance

Important factors to consider while buying international student travel insurance.
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Cheap student travel insurance, Student travel health insurance links

International student insurance blog.

Blogs and articles for international student travel insurance.
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Student travel Insurance Forum

Queries and answers about international student travel insurance.
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Buying student Insurance options

Blog about buying international student health Insurance.
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Student medical insurance – Blogs and article

Compare best student insurance online

Compare US students medical insurance online, ideal as F1 visa insurance and J1 visa insurance.

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International Student health insurance in USA

Compare US international student insurance to find the plan for your budget and needs.

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Going to the US to Study?

Compare US students medical insurance for the plan that fits your needs best.

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Best insurance for international students

Cheapest F1 student health insurance

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.

We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad. Our international student insurance plan comparison facilities lists the student travel insurance that satisfies the student requirements.

Student health insurance

Students can find the cheapest health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.

Nationalities of large international student groups in the US

Student health insurance for US Colleges and Universities

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Covid19 F1 student health insurance

Despite the spread of the BA.5 Omicron sub-variant, all international students with the F1 and J1 visa's are now allowed in the US. International students should however check the university updates and the covid19 requirements before travelling to US.

Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants. The Covid situation is made even more complicated in the US with influenza and the respiratory syncytial virus (RSV) which spreading earlier and faster than usual. International students should buy the best student travel insurance with covid-19 coverage. In case one contacts covid19 infections the illness will be covered and this includes the new sub-variants. Regardless of the variant a covid cover will provide students with coverage for the Covid infection.

There are many international students in the US either without proper US student medical insurance, or with F1 student insurance that does not cover Covid19. Given the health risk involved due to the Covid19 pandemic, it is very important for students to buy good Student medical insurance which includes coverage for Covid19. A Covid-19 coverage will offer protection towards the coronavirus illness just like any other illness under the benefits of the policy regardless of the variant. At American Visitor Insurance, we offer several international student health insurance with Covid19 coverage. The Covid-19 cover provides coverage just like any other illness irrespective of the variant.

Earlier international students in the US had to buy affordable care act, ACA (Obamacare) compliant medical insurance, however recent changes have removed this requirement. International students can now buy student health insurance plans offered on our website without violating US government requirements. These are some international student health insurance plans with Covid19 coverage. Students while studying in the US need not worry about getting coverage for mutated variants. Irrespective of the variant covid-19 cover will provide students with the coverage if contracted the illness.

International Medical Group Covid19 health insurance plans for international students in the US

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 International student health insurance plans that offer coverage for medical expenses from coronavirus are

TravelInsure Covid19 insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

GeoBlue Covid19 insurance for F1 students

GeoBlue Covid19 student health insurance by Navigator for Student with coronavirus coverage covers medically necessary COVID-19 testing and treatment is covered.

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

Compare student insurance plans

There are some F1 visa students still stranded in the USA or on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.


Offering student medical insurance for
20+ years!

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Customers from over
180 countries!