Hospital Room and board Insurance benefit for travelers

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Does travel insurance cover Room and Board Hospital Charges Benefit coverage?

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Visitor travel medical insurance plans have coverage for hospital room and board costs. Below is the list of visitor travel insurance plans with details of sum assured for hospital and board.

Hospital Room and board Benefit Coverage in visitors insurance

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International Medical Group Insurance plans covering Hospital Room and Board Costs

1. Patriot America LiteComprehensive

  • Average semi-private room rate up to the maximum limit ($50,000, $100,000, $500,000, $1,000,000, $2,000,000), includes nursing service.
  • Patriot America Plus insurance covers covid illness
Brochure Plan Details Buy Online

2. Patriot International LiteComprehensive

  • Average semi-private room rate, including nursing services.
Brochure Plan Details Buy Online

3. Patriot PlatinumComprehensive

  • Average semi-private room rate, including nursing services.
Brochure Plan Details Buy Online

4. Visitors CareFixed benefit

  • Lite: Up to $825 max per day 30 day max per period of coverage
  • Plus: Inpatient - Up to $1,400 max per day 30 day max per period of coverage
  • Platinum: Inpatient - Up to $2,000 max per day 30 day max per period of coverage
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Visitors Care Hospital Room and Board Costs insurance
  • Lite ($25,000 Maximum): Up to $825 per day, 30 day maximum per period of coverage
  • Plus ($50,000 Maximum): Up to $1,400 per day,30 day maximum per period of coverage
  • Platinum ($100,000 Maximum): Up to $2,000 per day,30 day maximum per period of coverage
Brochure Plan Details Buy Online
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WorldTrips Insurance plans covering Hospital Room and Board Costs

1. Atlas AmericaComprehensive

  • Atlas America covers the costs for Hospital room and board up to the average semi-private room rate and includes nursing charges.
  • Atlas America insurance covers covid illness
Brochure Plan Details Buy Online

2. Atlas InternationalComprehensive

  • Atlas International covers the costs for Hospital room and board up to the average semi-private room rate and includes nursing charges.
  • Atlas International insurance covers covid illness
Brochure Plan Details Buy Online

3. Atlas PremiumComprehensive

  • Atlas Premium covers the costs for Hospital room and board up to the average semi-private room rate and includes nursing charges.
  • Atlas Premium insurance covers covid illness
Brochure Plan Details Buy Online

4. Atlas EssentialComprehensive

  • Atlas Essential covers the costs for Hospital room and board up to the average semi-private room rate and includes nursing charges.
  • Atlas Essential insurance covers covid illness
Plan Details Buy Online

5. Visitor SecureFixed benefit

  • Plan A: $1,450 per day, maximum 30 days
  • Plan B: $1,725 per day, maximum 30 days
  • Plan c: Up to $2,000/day, 30 day max
  • Plan D: Up to $2,585/day, 30 day max
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Visitor Secure Hospital Room and Board Costs insurance
  • Plan A - Up to $1,450/day, 30 day max
  • Plan B - Up to $1,725/day, 30 day max
  • Plan C - Up to $2,000/day, 30 day max
  • Plan D - Up to $2,585/day, 30 day max
Brochure Plan Details Buy Online
Compare Atlas travel insurance plans
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trawick-international

Trawick International Insurance plans covering Hospital Room and Board Costs

1. Safe Travels USAComprehensive

  • The average semi private room rate
  • Safe Travels USA insurance covers covid illness
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Safe Travels USA Hospital Room and Board Costs insurance
  • the average daily rate for a semi private room when a Covered Person is Hospital Confined and general nursing care is provided and charged for by the Hospital. In computing the number of days payable under this benefit, the date of admission will be counted but not the date of discharge.
Brochure Plan Details Buy Online

2. Safe Travels USA ComprehensiveComprehensive

  • The average semi private room rate
  • Safe Travels USA insurance covers covid illness
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Safe Travels USA Comprehensive dental insurance
  • Dental Expenses up to $250 due to Accidents or emergency alleviation of pain including dental x-rays for the repair or treatment of each tooth that is whole, sound and a natural tooth at the time of the Accident or emergency alleviation of dental pain.
Brochure Plan Details Buy Online

3. Safe Travels USA Cost SaverComprehensive

  • The average semi private room rate
  • Safe Travels USA Cost Saver insurance covers covid illness
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Safe Travels USA Cost Saver Hospital Room and Board Costs insurance
  • the average daily rate for a semi private room when a Covered Person is Hospital Confined and general nursing care is provided and charged for by the Hospital. In computing the number of days payable under this benefit, the date of admission will be counted but not the date of discharge.
Brochure Plan Details Buy Online

4. Safe Travels EliteFixed benefit

  • Economy: Up to $1,400/day, 30 day maximum
  • Basic: Up to $2,000/day, 30 day maximum
  • Silver: Up to $2,000/day, 30 day maximum
  • Gold: Up to $2,000/day, 30 day maximum
  • Platinum: Up to $3,000/day, 30 day max
Brochure Plan Details Buy Online
Compare Safe travel insurance plans
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INF Insurance plans covering Hospital Room and Board Costs

1. INF PremierFixed benefits

  • Plan 100k: Charges up to $1,750 a day, to 30 days
  • Plan 150k: Charges up to $1,900 a day, to 30 days
  • Plan 300k: Charges up to o $3,000 a day, to 30 days
Brochure Plan Details Buy Online

2. INF StandardFixed benefits

  • Plan 50k: Charges up to $1,300 a day maximum Up to 30 days
  • Plan 100k: Charges up to $1,750 a day maximum ​Up to 30 days
  • Plan 150k: Charges up to $1,900 a day maximum ​Up to 30 days
Brochure Plan Details Buy Online
Compare INF Covid Travel Insurance Plans
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International student insurance - General FAQ's

What is meant by co-insurance?

Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".

What is meant by deductible?

Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase. You will not get receive any reimbursement later from insurance company for the deductible you pay.

e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).

Visitors insurance USA, American visitors Insurance

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Affordable travel insurance Online

Fixed benefits US travel insurance have specific benefit limits for different covered medical expenses... Click here to read more »

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Resourceful travel insurance information

Visitor insurance resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Factors for travel insurance

Important factors for travel insurance to consider while deciding on the best visitors medical insurance.

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Types of visitor insurance

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

IMG
SevenCorners
WorldTrips
Global Underwriters
GeoBlue
Trawick
TravelInsure
INF

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