Travel Insurance for Home Country Coverage

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Does travel insurance cover Home Country coverage?

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Home country coverage for the insured under visitor travel insurance are offered by several insurance companies. To know the benefit details for home country country coverage under visitor insurance plans you can refer to this page. Travelers can understand the difference between the sum assured for home country coverage by referring to the page. The details of coverage are also mentioned for reference.

Home Country Coverage in Visitors Insurance

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International Medical Group insurance plans Covering Home Country coverage

1. Patriot America LiteComprehensive

  • Incidental Home Country Coverage: up to 14 days
  • Patriot America Plus insurance covers covid illness
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Patriot America Lite Home Country insurance
  • Incidental Home country coverage - During the period of coverage an insured person may return to their home country for incidental visits up to a cumulative two weeks total, subject to :
    • The insured person must have left their home country,
    • The total period of coverage must be for a minimum of 30 days, and
    • The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.
  • End of trip Home country coverage - For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefits, up to a maximum of two months.
Brochure Plan Details Buy Online

2. Patriot International LiteComprehensive

  • Incidental Home Country Coverage: up to 14 days
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Patriot International Lite Home Country insurance
  • Incidental Home country coverage - During the period of coverage an insured person may return to their home country for incidental visits up to a cumulative two weeks total, subject to :
    • The insured person must have left their home country,
    • The total period of coverage must be for a minimum of 30 days, and
    • The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.
  • End of trip Home country coverage - For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefits, up to a maximum of two months.
Brochure Plan Details Buy Online

3. Patriot PlatinumComprehensive

  • Incidental Home Country Coverage: Up to a cumulative two weeks
  • End of trip Home country coverage: One month for every four months of travel coverage, up to a maximum of three months.
  • Patriot Platinum America insurance covers covid illness
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Patriot Platinum Home Country insurance
  • Incidental Home country coverage - During the period of coverage an insured person may return to their home country for incidental visits up to a cumulative two weeks total, subject to :
    • The insured person must have left their home country,
    • The total period of coverage must be for a minimum of 30 days, and
    • The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.
  • End of trip Home country coverage - For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefits, up to a maximum of three months.
Brochure Plan Details Buy Online

4. Visitors CareFixed benefit

  • Incidental Home Country Coverage: Up to a cumulative two weeks
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Visitors Care Home Country insurance
  • Incidental Home country coverage - During the period of coverage, an insured person may return to his/her home country for incidental visits up to a cumulative two weeks total, and retain continuing coverage during such visit(s), subject to:
    • The insured person must have left their home country,
    • The total Period of Coverage must be for a minimum of 30 days, and
    • The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.
Brochure Plan Details Buy Online
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seven corners

Seven Corners insurance plans Covering Home Country coverage

1. Travel Medical BasicComprehensive

  • Incidental Trips to The Home Country: $5,000
  • Extension of Benefits: $5,000
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Travel Medical Basic Home Country insurance
  • Incidental Trips to Your Home Country - Covers an illness/injury which occurs on an incidental trip in your home country. You earn covered days at home at approximately 5 days per month of purchased coverage.
  • Extension of Benefits - Covers expenses incurred in your home country for conditions first diagnosed and treated outside your home country
Brochure Plan Details Buy Online

2. Travel Medical ChoiceComprehensive

  • Incidental Trips to The Home Country: $10,000
  • Extension of Benefits: $10,000
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Travel Medical Choice Home Country insurance
  • Incidental Trips to Your Home Country - Covers an illness/injury which occurs on an incidental trip in your home country. You earn covered days at home at approximately 5 days per month of purchased coverage.
  • Extension of Benefits - Covers expenses incurred in your home country for conditions first diagnosed and treated outside your home country
Brochure Plan Details Buy Online

3. Inbound USA BasicFixed benefit

  • Incidental Trips to The Home Country: $25,000
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Inbound USA Basic Home Country insurance
  • Incidental Trips to Your Home Country - This benefit covers the Insured Person for incidental trips to his or her Home country (90 days per 364 days of purchased coverage).
  • The maximum benefit is up to $25,000 for any Illness or Injury occurring while on an incidental trip to the Home Country.
Brochure Plan Details Buy Online

4. Travel Medical PlusComprehensive

  • Incidental Trip to Home Country: $10,000
  • Extension of Benefits: $10,000
Brochure Plan Details Buy Online

5. Inbound USA ChoiceFixed benefit

  • Incidental Trips to The Home Country: $50,000
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Inbound USA Choice Home Country insurance
  • Incidental Trips to Your Home Country -This benefit covers the Insured Person for incidental trips to his or her Home country (30 days per 364 days of purchased coverage or pro rata thereof, approximately 2½ days per month).
  • The maximum benefit is up to $50,000 for any Illness or Injury occurring while on an incidental trip to the Home Country.
Brochure Plan Details Buy Online
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WorldTrips

WorldTrips insurance plans Covering Home Country coverage

1. Atlas AmericaComprehensive

  • Atlas America will provide you 30 days of incidental coverage for trips to your home country for every 3 months of coverage purchased.
  • Incidental visit time must be used within the three month period earned, and you must continue your international trip in order to be eligible for this benefit, which covers medical expenses only.
  • Return to your home country must not be taken for the purpose of obtaining treatment of an illness or injury that began while traveling.
  • Atlas America insurance covers covid illness
Brochure Plan Details Buy Online

2. Atlas InternationalComprehensive

  • Atlas International will provide you 30 days of incidental coverage for trips to your home country for every 3 months of coverage purchased.
  • Incidental visit time must be used within the three month period earned, and you must continue your international trip in order to be eligible for this benefit, which covers medical expenses only.
  • Return to your home country must not be taken for the purpose of obtaining treatment of an illness or injury that began while traveling.
  • Atlas International insurance covers covid illness
Brochure Plan Details Buy Online
Compare Atlas Travel insurance plans
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Global Underwriters logo

Global Underwriters insurance plans Covering Home Country coverage

1. Diplomat InternationalComprehensive

  • This plan is available for people traveling outside their home Country excluding USA.
  • Coverage is available for the person, a second adult, unmarried dependent Children, or Children traveling alone.
  • Travel assistance services are also available.
Brochure Plan Details Buy Online

2. Diplomat Long TermComprehensive

  • Non US Residents while visiting the US.
  • Individuals travelling outside their home country.
Brochure Plan Details Buy Online
Compare Diplomat insurance plans
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General FAQ's

What is meant by co-insurance?

Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".

What is meant by deductible?

Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase. You will not get receive any reimbursement later from insurance company for the deductible you pay. e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).

Visitors insurance USA, American visitors Insurance

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Resourceful travel insurance information

Visitor insurance resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Factors for travel insurance

Important factors for travel insurance to consider while deciding on the best visitors medical insurance.

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Types of visitor insurance

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

IMG
SevenCorners
WorldTrips
Global Underwriters
GeoBlue
Trawick
TravelInsure
INF

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