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Best health insurance for OPT Students in USA

An overview

STEM OPT insurance for international student in USA

International student medical insurance

International students in the United States after completing their required academic coursework (some students choose to graduate, but others might not have formally graduated) but are still in their US international student F1 visa status will enter the Optional Practical Training (OPT) program.

As part of the OPT program, international students are temporarily employed in their major area of study and OPT is the work permit for them to work in their specialized field.

It works as employment authorization for F1 students. This is a transition period for F1 visa holding international students to become a full time employees, however, they are not eligible for the school health insurance as they are not enrolled in academic coursework, and they usually do not get health insurance from their employer given their current temporary nature of employment.

It is during this period that short-term insurance for opt students will cover any kind of medical assistance due to an unforeseen illness or injury.

At American student insurance, we help international students find the appropriate international student medical insurance. Similarly we have a comparison facility for medical insurance for opt students. To give more insight and information on suitable plans for OPT holders, American Visitor Insurance has a compare OPT student health insurance utility.

There are some best health insurance for international students on opt. Students can also get an instant quote in this page by entering their age, start date(insurance effective start date) and the end date. This will provide the price information on the stem opt health insurance that are displayed for the input values entered.

Here, for each plan the maximum coverage and the deductible values can be varied to get the price for preferred coverage and deductible options. The "Know more" link will navigate the customer to the product page of the plan where all the details about that particular plan are available. The "Purchase now" button will navigate the customer to the insurance BUY page of the plan chosen where the customer can continue to fill out the application and purchase the plan.

Some more resourceful health insurance for opt international students information is available here where students can find the important student health insurance factors to consider before buying the popular OPT health insurance and the reason for buying insurance while on the OPT status.

One of the best health insurance plans for opt students is the Atlas America Insurance plan offered by WorldTrips. Atlas America insurance plan by WorldTrips is health insurance for f1 opt students that one can have even after completing formal coursework and while on the OPT status.

What does international student health insurance cover?

Doctor Visit

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Pre-existing conditions

International students who need coverage for existing medical ailments.

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repat of remains

Repatriation of remains expenses to home country in case of death.

Testimonials - From Our Customers

Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance.
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Ron W

I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service. Great thanks to your support staff.
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Konstantin V.B

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.
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Amanda

Resourceful health insurance information for international students...

Find the student insurance cost

Find out the best insurance for your budget and needs.

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How to buy student insurance?

Step by step guide to buying the best travel insurance online.

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Student group insurance

Best student group travel medical insurance.

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Student Compare Coverage

Compare International health insurance for students in USA

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Best health insurance for OPT Students in USA

Which is the best Student travel insurance in USA?

    • Comprehensive plan with worldwide coverage including and excluding the US for visitors traveling outside their home country.
    • Plan provides coverage for COVID19
    • Plan is suitable for OPT holders, H1 Visa holders, Green Card holders as a temporary health insurance plan during transition.
    • No arrival time restriction with this plan to come to the US.
    • Comprehensive plan for US citizens living abroad and Non US citizens visiting the US
    • Plan is suitable for OPT holders and does not have any arrival time restriction in the US.
    • Plan covers COVID19
    • This plan provides coverage for acute onset of pre-existing conditions upto the age of 70.
    • Plan is renewable for up to 2 years
    • Plan provides coverage for adventure sports with the optional rider.
    • This plan provides coverage for Corona and provides a policy maximum of $500K
    • This plan is available for full time students enrolled in a college or University
    • Full time scholar affiliated with an educational institution and performing research for at least 30 hours per week.
    • People holding an F1 Visa, OPT or a J1 Visa are eligible to buy this plan.
    • Students must reside outside their home country for the purpose of pursuing international educational activities.
    • This is a comprehensive plan for visitors or Non US citizens visiting the USA.
    • This plan provides coverage for COVID19 and needs precertification for getting tested for the virus.
    • This is not available for US citizens, residents and Green Card holders.
    • This plan provides coverage for one well doctor visit and this must occur within 21 days after the plan has become effective and the plan must be purchased for a minimum of 30 days.
    • This plan provides up to $1K for acute onset of pre existing condition
    • This plan is available for Non US citizens coming to the US
    • This plan covers COVID19 as any new illness
    • This plan DOES NOT cover pre existing conditions
    • The plan also covers US citizens living abroad coming to the US on business trips or vacation while living outside their home country.
    • The covers 80% up to the first $5K and then covers 100% coinsurance when a claim has been activated.
    • This plan provides coverage for individuals outside their home country.
    • This plan is specifically designed to cover COVID19 illness and it provides coverage for COVID19
    • This plan provides worldwide coverage including and excluding the US.
    • Within the US, the co insurance of this plan for in network PPO covers 90% of the expense after the deductible and for outside the PPO covers 80% of the expense up to $5K.
    • Outside the US the co insurance for the plan is covered for 100%
Key Highlights of Visitors Care

International health insurance for students

  • Available for F1/F2 and J1/J2 Visa holders and their dependents.
  • Might need minimum hours enrolled in institution.
  • Health insurance for f1 students, satisfy F1 visa insurance requirements.
  • Obamacare students insurance.
  • Good F1 student visa health insurance coverage available at affordable price.
  • Best student group insurance for 2 or more students.
  • Maternity and newborn care for covered pregnancy available.
  • Filling of the waiver form available after buying international student health insurance USA.
  • Best OPT health insurance for international students on OPT status.

OPT Student insurance - FAQ's, Health insurance for F1 OPT students

01. Does US OPT insurance cover covid19?

Covid19 OPT insurance is available for foreign students. International students can review and compare visitor insurance plans and find plans with Covid coverage that fit your needs.

Following are the covid19 cheap OPT health insurance plans for Coronavirus illness:

  • Trawick International Covid19 insurance offers Safe Travels USA insurance which offers health insurance coverage for OPT students.
  • WorldTrips coronavirus insurance offers Atlas America OPT health insurance for Covid19 illness.
  • International Medical Group (IMG) offers Patriot America Plus insurance offers coverage for Covid19 illness.
  • Seven Corners offers Covid19 Travel Medical Plus insurance for OPT students and covers medical expenses arising from Covid19 illness.
  • Global Underwriters offers Diplomat America Insurance with Covid19 OPT insurance which covers expenses from coronavirus sickness.

02. How much do OPT Student Health Insurance Plans cost?

The OPT Student Health Insurance Plans cost varies depending on the age of the OPT student and the duration of coverage required. The older the student the higher will be the OPT medical insurance cost. The longer the duration of travel insurance required, the greater will be the cost of OPT Health Insurance for F1 Students.

Our Health insurance for OPT students quote comparison facility lists the opt student health insurance plans that satisfy your requirements comparing them based on price and benefit. Compare health insurance for OPT students and compare free OPT medical insurance quotes to find the best opt insurance online.

03. Why buy medical insurance when on the OPT status?

  • International Students with the F1 visa are eligible to get internship on a work permit for 36 months for STEM (Science, Technology, Engineering, Math) students and 12 months for non STEM students.
  • Since these students are no longer taking courses in the university, they are not eligible for student insurance.
  • International students cannot buy domestic insurance plans as they are not US citizens or US permanent residents (Green card holders).
  • We offer insurance plans for OPT students which are both affordable and comprehensive in their coverage.
Best health insurance plans for OPT Student faqs

OPT Student Medical Insurance Blogs and Articles

Comparing best OPT medical insurance

Compare and Buy best health insurance plans for opt students.

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Student Health Insurance with Pre-existing coverage

Compare quotes online for Student Health Insurance with Pre-existing coverage

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Student Insurance Blogs

Compare quotes online for Student Insurance.

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International student insurance

Find the best international student health insurance plan for your needs.

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OPT Student Medical Insurance
Get quotes for best OPT student insurance!

Best health insurance for OPT Students in USA.

Best insurance for OPT Students

Covid19 Student medical insurance

Best insurance for international students

Cheapest F1 student health insurance

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.

We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad. Our international student insurance plan comparison facilities lists the student travel insurance that satisfies the student requirements.

Student health insurance

Students can find the cheapest health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.

Nationalities of large international student groups in the US

Popular countries among international students

Check here for the popular countries insurance for international students....

OPT Student insurance

Student medical insurance forum

Customer queries and answers about medical insurance.

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Buying student insurance options

Blogs about buying student health insurance.

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Health insurance for international Students studying in the USA

Health insurance for international Students USA

Health insurance usa for international students FAQs.

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Health insurance for international Students in USA

Resources for health insurance cost for international students in USA

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Factors about health insurance for international Students in USA

Factors while buying best insurance for international students in USA.

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USA Students study overseas insurance plans

International Student medical insurance plans for students studying abroad.

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Covid19 OPT medical insurance for international Students

There are many international students on OPT status who need health insurance for Covid19 illness. Travel insurance is essential especially given the surge of the new Delta and Omicron variants in the country. At American Visitor Insurance, we are committed to getting you the best Covid19 OPT medical insurance for Coronavirus coverage.

There are few cheap Covid19 OPT health insurance covers for Coronavirus plans: Travelers including a travel insurance cover with Covid-19 cover need not worry about getting coverage for variants. Irrespective of the variant covid-19 cover will provide visitors with the cover if contracted the illness.

  • Trawick International Covid19 insurance offers Safe Travels USA insurance which offers health insurance coverage for OPT students.
  • WorldTrips coronavirus insurance offers Atlas America OPT health insurance for Covid19 illness.
  • International Medical Group (IMG) offers Patriot America Plus insurance offers coverage for Covid19 illness.
  • Seven Corners offers Covid19 Travel Medical Plus insurance for OPT students and covers medical expenses arising from Covid19 illness.
  • Global Underwriters offers Diplomat America Insurance with Covid19 OPT insurance which covers expenses from coronavirus sickness.

Ask me a Question?

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


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