| Insurance Providers |
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| Covid19 coverage |
Atlas America Insurance Covers eligible costs related to COVID-19. |
Safe travels USA Comprehensive visitors insurance offers US Travel insurance for Covid illness. |
| Coinsurance |
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
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- In-network: Plan pays 100%
- Out-of-network: Plan pays 80% of eligible expenses up to $5,000, then 100%
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| Length of Coverage |
Minimum : 5 days
Maximum : 364 days |
Minimum : 5 days
Maximum : 364 days |
| Medical Benefits |
| Hospital room and board |
Average semi-private room rate up to the maximum limit. Includes nursing service |
The average semi private room rate |
| Urgent Care Clinic |
Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S.- No co-payment. |
$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay |
| Intensive care unit |
Up to the overall maximum limit |
Up to the overall maximum limit |
| Radiology / X-ray |
Up to the maximum limit |
Up to the maximum limit |
| Physical Therapy |
Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). |
Limited to $50 per visit, one visit per day and 10 visits per Policy Period. |
| Emergency Services |
| Emergency local ambulance |
Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. |
Covered |
| Emergency Medical Treatment of Pregnancy |
Not Covered |
$1,000 per Policy Period |
| Hospital emergency room |
Outside the U.S: Up to the maximum limit
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) |
Not covered |
| Dental |
| Emergency dental treatment |
Up to $300 (not subject to deductible or coinsurance). |
$250 per Policy Period |
| Evacuation |
| Emergency medical evacuation |
$1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition. |
100% up to $2,000,000 |
| Emergency reunion |
Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance) |
$15,000 |
| Return of mortal remains or cremation/burial |
Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. |
100% up to $50,000 |
| Return of minor children |
Up to $50,000 (not subject to deductible or coinsurance). |
$5,000 |
| Political evacuation and repatriation |
Up to $100,000 lifetime maximum (not subject to deductible or coinsurance). |
$25,000 |
| Natural disaster evacuation |
Up to $250 a day for 5 days (not subject to deductible or coinsurance). |
$25,000 |
| Trip interruption |
Up to $10,000 (not subject to deductible or coinsurance). |
$5,000 maximum limit. Not subject to deductible |
| Acute Onset of Pre-Existing Condition |
| Acute Onset of Pre-Existing Conditions |
Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit.
(excludes chronic and congenital conditions) |
For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Period of Coverage except for any coverage related to cardiac disease or
cardiac conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above.Upon attaining age 70 Acute Onset benefits will be reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation.
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| Life |
| AD&D |
Members under age 18: Up to $5,000 lifetime maximum.
Members age 18-69: Up to $25,000 lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum.
Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25,000 |
$25,000 principal sum. |
| Travel Insurance |
| US Network of hospitals and doctors |
» US PPO Network |
» US PPO Network |
| Underwriter |
Atlas America Insurance Underwriter
Lloyd's |
Safe Travels USA Comprehensive Insurance Underwriter
Crum and Froster SPC |
| Rating |
Atlas America Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA- |
Safe Travels USA Comprehensive Rating Insurance Rating
AM Best Rating: “A+” |
| Brochure and Details |
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Best Travel insurance for Covid - Know more
