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Health Insurance for Adventure Sports

An overview

Insurance for Adventure Sports

adventure sports insurance

It is very common that we have customers who want to take part in adventure sports either as an unorganized activity just for the thrill of it, or as an organized event. People travel from different parts of the world to participate in these activities. Whether it is a sports activity for fun and thrill or an organized event, the most important issue to be highlighted is the need fortravel insurance with sports coverage.

There are many organized sports that are held across the globe. Sometimes a number of unexpected events happen even with the most careful planning and preparation. Mainly in the pandemic era, the new Omicron and delta variant of the SAR’s virus is more infectious and players need protection against the unexpected accidents and illness that can occur while travelling outside the home country.

There are various travel/health insurance plans that provide coverage for adventure sports activities but there might be some activities which these plans do not cover. Regardless of the variant, when the insured is contracted the coronavirus illness, covid-19 coverage will be provided to the sportsmen.

Extreme sports travel insurance plans are designed to provide coverage for the extreme sports activities. Travel Insurance plans coverage for sports vary or depends on the destination location and the type of specific adventure sport the person is going to participate in.

Not every travel insurance policy will cover sports and in many cases they will include or exclude the coverage based on sports categories such as organized sports, extreme/adventure sports, contact sports and recreational sports.

  • Organized sports in insurance terms usually include intercollegiate, interscholastic, intramural or club sport participation. If your activity has a coach and is organized by some organization and it needs some training and practice, then it is Organized Sports.

    Coverage for organized sports is not inherent in insurance and is commonly excluded from coverage. But, there are some plans that do cover organized sports.

  • Extreme/Adventure sports known as adventure sports are activities that involve high level of danger and risk. This activities involve speed, height and high level of physical exertion and in most cases a specialized gear.

    Although most travel insurance plans exclude coverage for these extreme sports there are few plans that provide limited coverage or there may be an additional rider for an additional cost.

  • Contact sports are activities where people come in physical contact with each other and recreation sports are usually done in free time and leisure and are covered under regular medical insurance benefits.
Trawick International Adventure Sports Insurance which provides coverage for adventure or extreme sports:
Safe Treker Insurance Buy Online

The Trawick International travel insurance offers comprehensive coverage for US travelers taking part in adventure or extreme sports.

Visitor Insurance plans which are also known as health/travel insurance plans such as:
Diplomat America Diplomat International Atlas Travel

The above plans cover most of the adventure sports activities but exclude some most hazardous activities like motocross, base jumping…

Some student health insurance plans provide coverage for organized sports that come under intercollegiate and interscholastic activities. Example of this are plans offered by International Medical Group (IMG) namely:

Student Secure Select Student Health Advantage

It is important to know the kind of sports activity that our activity falls under in order to choose the appropriate travel insurance for hazardous sports.

Some student health insurance plans provide coverage for organized sports that come under intercollegiate and interscholastic activities. Example of this are plans offered by International Medical Group (IMG) namely:

Student Secure Select Student Health Advantage

It is important to know the kind of sports activity that our activity falls under in order to choose the appropriate travel insurance for hazardous sports.

What does visitor travel insurance cover?


Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

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How does travel insurance work?

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Travel insurance glossary

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Travel insurance for specific groups

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SafeTreker insurance upgrade options

SafeTreker is one plan with two upgrade options; Extreme Sports and Mountaineering.

Extreme Sports Upgrade

The SafeTreker insurance with Extreme Sports benefits features everything in the base plan (Medical Coverage is up to $25,000 for Extreme Sports) plus we have included Extreme Sports benefits which provides coverage for, but is not limited to: skydiving, BASE jumping, hang gliding, Parachuting, bungee jumping, caving, rappelling, spelunking, white or black water rafting above Grade 3, Skiing or snowboarding outside marked trails or in an area accessed by helicopter, Rock Climbing, any high-altitude activity, personal combat or fighting sports, rodeo, racing or practicing to race any motorized vehicle, bicycle or watercraft, free diving, and scuba diving at a depth greater than sixty (60) feet without a dive master.

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Mountaineering Upgrade

The SafeTreker plan with Mountaineering benefits features everything in the base plan plus we have included Extreme Sports benefits which provides coverage for the sport, hobby, or profession of walking, hiking, climbing and Rock Climbing up mountains that requires the use of ropes, harnesses, crampons or ice axes, or involves ascending beyond an altitude of four thousand five hundred (4,500) meters.

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Both Extreme Sports and Mountaineering Upgrades

All the benefits of the base plan plus the features of the Extreme Sports (Medical Coverage is up to $25,000 for Extreme Sports) and Mountaineering upgrades.

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Popular Adventure Sports insurance providers

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Covid19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid19 illness.

We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.

Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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